Compare Today’s Refinance Rates for Holland, Ohio 43528
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Holland, Ohio 43528.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Holland, Ohio 43528. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,316 or $15 per month in Holland and other parts of Lucas county.
Summary of Average Refinances in Holland, Ohio 43528
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Interactive Refinance Rate Projections for Holland, Ohio 43528
Pureloan has developed an interactive chart to monitor the five largest local lenders in Holland, OH 43528, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Holland, Ohio 43528 from 2024 - 2016
The following historical data provides insights into refinancing trends in Holland, Ohio and the surrounding Lucas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 78.95% | 48.48% | 47.19% | 44.24% | 51.42% | 43.35% | 37.35% | 37.29% | 42.32% |
avg refi rate | 6.27% | 3.71% | 3.00% | 3.26% | 4.06% | 4.57% | 4.12% | 3.82% | 4.01% |
% 15 year fixed refinance | 15.79% | 34.24% | 33.63% | 35.57% | 28.25% | 40.30% | 39.72% | 43.33% | 37.28% |
avg refi rate | 6.13% | 2.77% | 2.45% | 2.73% | 3.48% | 3.80% | 3.22% | 2.94% | 3.10% |
Avg credit score | 745.53 | 741.72 | 760.12 | 761.82 | 756.17 | 745.35 | 747.06 | 756.57 | 758.71 |
Avg LTV (loan to value) | 56.42% | 64.21% | 67.48% | 70.68% | 71.57% | 68.32% | 71.49% | 71.99% | 72.71% |
Avg DTI (debt to income) | 37.74 | 32.08 | 30.27 | 30.13 | 31.34 | 31.47 | 31.75 | 30.04 | 29.48 |
Avg refinance insurance % | 1.64% | 2.21% | 3.82% | 5.35% | 3.30% | 5.17% | 4.69% | 4.73% |
Best Refinance Brokers around Holland, Ohio 43528
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Holland, Ohio 43528, we have compiled a list of top refinance brokers to assist you in the process.
Martha Ednie
Loan Originator
2340 Detroit Ave Ste A1
Maumee, OH 43528
(419) 539-1030
edniem@bex.net
Tara Sibert
AVP, Branch Manager
703 Conant St
Maumee, OH 43528
(419) 891-0070
TSibert@genoabank.com
Jackie Stalter
AVP, Commercial Loan Officer
703 Conant St
Maumee, OH 43528
(419) 891-0070
JStalter@genoabank.com
Tom Hogrefe
Loan Officer
1715 Indian Wood Cir
Maumee, OH 43528
(419) 340-1892
thogrefe@homesavings.com
Pam Koester
Loan Officer
1715 Indian Wood Cir
Maumee, OH 43528
(419) 944-6643
pkoester@homesavings.com
Address
2340 Detroit Ave Ste A1
Maumee, OH
Contact
(419) 539-1030
Fax (301) 639-0804
edniem@bex.net
Address
703 Conant St
Maumee, OH
Contact
(419) 891-0070
Fax (301) 639-0804
TSibert@genoabank.com
Address
703 Conant St
Maumee, OH
Contact
(419) 891-0070
Fax (301) 639-0804
JStalter@genoabank.com