Compare Today’s Refinance Rates for Johnstown, Ohio 43031
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Johnstown, Ohio 43031.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,156 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Johnstown and other areas of Licking county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Johnstown, Ohio 43031
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Interactive Refinance Rate Projections for Johnstown, Ohio 43031
Pureloan has developed an interactive chart to monitor the five largest local lenders in Johnstown, OH 43031, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Johnstown, Ohio 43031 from 2024 - 2016
The following historical data provides insights into refinancing trends in Johnstown, Ohio and the surrounding Licking county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 82.86% | 53.15% | 56.29% | 52.60% | 58.34% | 57.46% | 46.67% | 44.03% | 47.10% |
| avg refi rate | 6.41% | 3.46% | 2.94% | 3.20% | 4.04% | 4.50% | 4.05% | 3.88% | 4.06% |
| % 15 year fixed refinance | 8.57% | 27.83% | 25.33% | 28.39% | 25.76% | 26.87% | 37.46% | 38.29% | 35.63% |
| avg refi rate | 5.00% | 2.67% | 2.44% | 2.73% | 3.49% | 3.82% | 3.18% | 2.97% | 3.14% |
| Avg credit score | 751.66 | 767.20 | 765.09 | 766.14 | 757.57 | 749.98 | 754.35 | 759.03 | 758.64 |
| Avg LTV (loan to value) | 59.63% | 58.41% | 63.67% | 68.21% | 70.66% | 67.99% | 69.40% | 70.76% | 72.83% |
| Avg DTI (debt to income) | 34.49 | 31.72 | 30.13 | 29.74 | 31.85 | 32.30 | 31.50 | 30.70 | 30.72 |
| Avg refinance insurance % | 2.26% | 1.00% | 1.69% | 2.99% | 4.69% | 2.53% | 3.00% | 4.14% | 5.41% |
Best Refinance Brokers around Johnstown, Ohio 43031
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Johnstown, Ohio 43031, we have compiled a list of top refinance brokers to assist you in the process.
Cindy Womeldorf
Mortgage Banker
61 N Sandusky St Fl 1
Delaware, OH 43031
(174) 036-9555
cindy.e.womeldorf@chase.com
Matthew Johnson
Mortgage Banker
4066 Powell Rd
Powell, OH 43031
(161) 433-9438
matthew.r.johnson@chase.com
Jessica Ahlstrom
Mortgage Banker
385 County Line Rd W Ste 200
Westerville, OH 43031
(133) 089-6122 Ext.
cmanous@firstohiohome.com
Mary Bell
Mortgage Banker
385 County Line Rd W Ste 200
Westerville, OH 43031
(133) 089-6122 Ext.
jjust@firstohiohome.com
Jennifer Davis
Mortgage Banker
385 County Line Rd W Ste 200
Westerville, OH 43031
(133) 089-6122 Ext.
bnordstrom@firstohiohome.com
Address
61 N Sandusky St Fl 1
Delaware, OH
Contact
(174) 036-9555
Fax (301) 639-0804
cindy.e.womeldorf@chase.com
Address
4066 Powell Rd
Powell, OH
Contact
(161) 433-9438
Fax (301) 639-0804
matthew.r.johnson@chase.com
Address
385 County Line Rd W Ste 200
Westerville, OH
Contact
(133) 089-6122 Ext.
Fax (301) 639-0804
cmanous@firstohiohome.com