Compare Today’s Refinance Rates for Kingsville, Ohio 44048
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kingsville, Ohio 44048.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kingsville, Ohio 44048. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,071 or $11 per month in Kingsville and other parts of Ashtabula county.
Summary of Average Refinances in Kingsville, Ohio 44048
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Interactive Refinance Rate Projections for Kingsville, Ohio 44048
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kingsville, OH 44048, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kingsville, Ohio 44048 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kingsville, Ohio and the surrounding Ashtabula county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
| avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
| % 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
| avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
| Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
| Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
| Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
| Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Kingsville, Ohio 44048
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kingsville, Ohio 44048, we have compiled a list of top refinance brokers to assist you in the process.
Corey Heredos
Loan Officer
4700 Oakpoint Road
Lorain, OH 44048
(440) 960-6712
corey_l_heredos@keybank.com
Donald Greenleaf
Mortgage Banker
4100 E Lake Rd
Sheffield Lake, OH 44048
(144) 094-9619
donald.b.greenleaf@chase.com
Howard Lurie
Mortgage Consultant
5455 Detroit Rd Ste B
Sheffield Lake, OH 44048
(440) 302-2685
howard.lurie@pncmortgage.com
Barbara Zalud
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 44048
(440) 801-3427
aaron.zalud@wellsfargo.com
Christopher Karpinski
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 44048
(440) 801-3427
aaron.karpinski@wellsfargo.com
Address
4700 Oakpoint Road
Lorain, OH
Contact
(440) 960-6712
Fax (301) 639-0804
corey_l_heredos@keybank.com
Address
4100 E Lake Rd
Sheffield Lake, OH
Contact
(144) 094-9619
Fax (301) 639-0804
donald.b.greenleaf@chase.com
Address
5455 Detroit Rd Ste B
Sheffield Lake, OH
Contact
(440) 302-2685
Fax (301) 639-0804
howard.lurie@pncmortgage.com