Compare Today’s Refinance Rates for Lakewood, Ohio

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Lakewood, Ohio 44107. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Lakewood and other areas of Cuyahoga county, expected lifetime cash savings are $5,030 or $14 / month.

For Lakewood, Ohio 44107, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Lakewood, Ohio 44107

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lakewood, OH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lakewood, OH 44107, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lakewood, OH

Refinance Rates for Lakewood, Ohio 44107 from 2014 - 2021

Below are historical data on refinancing in Lakewood, Ohio and around Cuyahoga county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 42.40% 34.54% 36.49% 42.19% 55.59% 50.92% 50.42% 42.90%
avg refi rate 4.81% 4.52% 3.94% 3.75% 4.58% 4.17% 3.99% 4.05%
% 15 year fixed refinance 37.81% 46.68% 41.10% 39.36% 36.24% 33.64% 35.32% 42.58%
avg refi rate 4.28% 3.83% 3.22% 3.00% 3.62% 3.34% 3.17% 3.20%
Avg credit score 768.27 768.67 770.59 767.98 752.89 755.29 752.19 747.25
Avg LTV (loan to value) 67.73% 68.08% 68.67% 70.10% 75.61% 76.78% 75.18% 75.38%
Avg DTI (debt to income) 30.34 30.17 29.31 29.78 32.38 32.50 32.86 32.37
Avg refinance insurance % 1.83% 2.27% 2.45% 3.33% 6.61% 7.24% 6.07% 5.77%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lakewood, Ohio 44107

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lakewood, Ohio 44107, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Clint Beeler

Loan Originator

800 W Saint Clair Ave Fl 3RD

Cleveland, OH 44107

(330) 856-7600

clintbeeler@howardhanna.com

Keith Bergman

Loan Originator

800 W Saint Clair Ave Fl 3RD

Cleveland, OH 44107

(330) 409-4766

keithbergman@howardhanna.com

Mike Bitzer

Loan Originator

800 W Saint Clair Ave Fl 3RD

Cleveland, OH 44107

(440) 248-3000

mikebitzer@howardhanna.com

Angela Bonham

Loan Originator

800 W Saint Clair Ave Fl 3RD

Cleveland, OH 44107

(440) 238-1400

angelabonham@howardhanna.com

Jeff Borsz

Loan Originator

800 W Saint Clair Ave Fl 3RD

Cleveland, OH 44107

(440) 835-2800

jeffborsz@howardhanna.com

Address

800 W Saint Clair Ave Fl 3RD

Cleveland, OH

Contact

(330) 856-7600

Fax (301) 639-0804

clintbeeler@howardhanna.com

Address

800 W Saint Clair Ave Fl 3RD

Cleveland, OH

Contact

(330) 409-4766

Fax (301) 639-0804

keithbergman@howardhanna.com

Address

800 W Saint Clair Ave Fl 3RD

Cleveland, OH

Contact

(440) 248-3000

Fax (301) 639-0804

mikebitzer@howardhanna.com

Refinancing News for Lakewood, Ohio 44107