Compare Today’s Refinance Rates for Lancaster, Ohio 43130
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lancaster, Ohio 43130.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $15,769 over the lifetime of your mortgage, which translates to a monthly savings of $44 in Lancaster and other areas of Fairfield county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lancaster, Ohio 43130
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Interactive Refinance Rate Projections for Lancaster, Ohio 43130
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lancaster, OH 43130, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lancaster, Ohio 43130 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lancaster, Ohio and the surrounding Fairfield county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.86% | 53.15% | 56.29% | 52.60% | 58.34% | 57.46% | 46.67% | 44.03% | 47.10% |
avg refi rate | 6.41% | 3.46% | 2.94% | 3.20% | 4.04% | 4.50% | 4.05% | 3.88% | 4.06% |
% 15 year fixed refinance | 8.57% | 27.83% | 25.33% | 28.39% | 25.76% | 26.87% | 37.46% | 38.29% | 35.63% |
avg refi rate | 5.00% | 2.67% | 2.44% | 2.73% | 3.49% | 3.82% | 3.18% | 2.97% | 3.14% |
Avg credit score | 751.66 | 767.20 | 765.09 | 766.14 | 757.57 | 749.98 | 754.35 | 759.03 | 758.64 |
Avg LTV (loan to value) | 59.63% | 58.41% | 63.67% | 68.21% | 70.66% | 67.99% | 69.40% | 70.76% | 72.83% |
Avg DTI (debt to income) | 34.49 | 31.72 | 30.13 | 29.74 | 31.85 | 32.30 | 31.50 | 30.70 | 30.72 |
Avg refinance insurance % | 2.26% | 1.00% | 1.69% | 2.99% | 4.69% | 2.53% | 3.00% | 4.14% | 5.41% |
Best Refinance Brokers around Lancaster, Ohio 43130
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lancaster, Ohio 43130, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Berry
Loan Officer
111 East Main Street
Lancaster, OH 43130
(740) 653-3863
lberry@fairfieldfederal.com
Matt Wideman
Loan Officers
111 East Main Street
Lancaster, OH 43130
(740) 653-3863
mwideman@fairfieldfederal.com
Kathy Boucher
Loan Officers
1100 West Fair Avenue
Lancaster, OH 43130
(740) 653-1895
kboucher@fairfieldfederal.com
Cathy Glenn
Loan Officers
111 East Main Street
Lancaster, OH 43130
(740) 653-3863
cglenn@fairfieldfederal.com
Max Griggs
Mortgage Consultant
148 W. Maint St.
Lancaster, OH 43130
(740) 653-3405
max.griggs@pncmortgage.com
Address
111 East Main Street
Lancaster, OH
Contact
(740) 653-3863
Fax (301) 639-0804
lberry@fairfieldfederal.com
Address
111 East Main Street
Lancaster, OH
Contact
(740) 653-3863
Fax (301) 639-0804
mwideman@fairfieldfederal.com
Address
1100 West Fair Avenue
Lancaster, OH
Contact
(740) 653-1895
Fax (301) 639-0804
kboucher@fairfieldfederal.com