Compare Today’s Refinance Rates for Loveland, Ohio 45140
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Loveland, Ohio 45140.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,079 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Loveland and other areas of Clermont county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Loveland, Ohio 45140
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Interactive Refinance Rate Projections for Loveland, Ohio 45140
Pureloan has developed an interactive chart to monitor the five largest local lenders in Loveland, OH 45140, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Loveland, Ohio 45140 from 2024 - 2016
The following historical data provides insights into refinancing trends in Loveland, Ohio and the surrounding Clermont county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Loveland, Ohio 45140
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Loveland, Ohio 45140, we have compiled a list of top refinance brokers to assist you in the process.
Brian Million
Mortgage Banker
3965 Us. 22
Loveland, OH 45140
(151) 358-3811
brian.e.million@chase.com
Ken Strosnider
Mortgage Banker
3965 W STATE ROUTE 22 3
LOVELAND, OH 45140
(513) 312-6813
ken.strosnider@chase.com
Jeff Bradley
Loan Officer
102 E Sugartree St
Wilmington, OH 45140
(937) 382-1313
jbradley@strebermortgage.com
Nadia Shaya
Loan Officer
553 Chamber Dr
Milford, OH 45140
(513) 201-2199
nshaya@rhb24.com
Janice Gilpin
Loan Officer
553 Chamber Dr
Milford, OH 45140
(513) 201-2195
jgilpin@rhb24.com
Address
3965 Us. 22
Loveland, OH
Contact
(151) 358-3811
Fax (301) 639-0804
brian.e.million@chase.com
Address
3965 W STATE ROUTE 22 3
LOVELAND, OH
Contact
(513) 312-6813
Fax (301) 639-0804
ken.strosnider@chase.com
Address
102 E Sugartree St
Wilmington, OH
Contact
(937) 382-1313
Fax (301) 639-0804
jbradley@strebermortgage.com