Compare Today’s Refinance Rates for Mansfield, Ohio 44905
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mansfield, Ohio 44905.
With a 30-year amortization refinance in Mansfield and surrounding areas of Richland county, our calculations show that you can expect to save up to $8,565 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mansfield, Ohio 44905.
Summary of Average Refinances in Mansfield, Ohio 44905
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Interactive Refinance Rate Projections for Mansfield, Ohio 44905
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mansfield, OH 44905, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mansfield, Ohio 44905 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mansfield, Ohio and the surrounding Richland county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Mansfield, Ohio 44905
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mansfield, Ohio 44905, we have compiled a list of top refinance brokers to assist you in the process.
Mike Whisler
Lender
3 N Main St
Mansfield, OH 44905
(419) 525-8700
mwhisler@richlandbank.com
Don Harris
Senior Vice President
3 N Main St
Mansfield, OH 44905
(419) 525-8700
dharris@richlandbank.com
Frank Wagner
Senior Vice President
3 N Main St
Mansfield, OH 44905
(419) 525-8700
fwagner@richlandbank.com
James Thompson
Loan Officer
157 S Main St
Mansfield, OH 44905
(419) 522-7927
jthompson@stonegatemtg.com
Address
3 N Main St
Mansfield, OH
Contact
(419) 525-8700
Fax (301) 639-0804
mwhisler@richlandbank.com
Address
3 N Main St
Mansfield, OH
Contact
(419) 525-8700
Fax (301) 639-0804
dharris@richlandbank.com
Address
3 N Main St
Mansfield, OH
Contact
(419) 525-8700
Fax (301) 639-0804
fwagner@richlandbank.com