Compare Today’s Refinance Rates for Middletown, Ohio

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Middletown, Ohio 45044. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Middletown and surrounding areas of Butler county, your expected lifetime cash savings are $6,561 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Middletown, Ohio 45044.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Middletown, Ohio 45044

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Middletown, OH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Middletown, OH 45044, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Middletown, OH

Refinance Rates for Middletown, Ohio 45044 from 2014 - 2021

Below are historical data on refinancing in Middletown, Ohio and around Butler county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 40.72% 31.49% 33.05% 37.42% 38.69% 35.14% 27.88% 29.13%
avg refi rate 4.79% 4.44% 3.89% 3.66% 4.49% 4.09% 3.85% 3.95%
% 15 year fixed refinance 35.39% 41.80% 39.83% 39.66% 40.81% 41.33% 51.28% 53.93%
avg refi rate 4.23% 3.75% 3.14% 2.85% 3.46% 3.09% 2.95% 2.99%
Avg credit score 774.27 775.46 776.38 770.42 757.86 759.95 762.18 757.99
Avg LTV (loan to value) 64.15% 64.56% 65.79% 68.27% 70.55% 71.16% 68.77% 68.10%
Avg DTI (debt to income) 25.99 26.17 26.01 27.07 30.95 30.24 29.39 29.64
Avg refinance insurance % 0.98% 1.43% 1.93% 3.51% 4.91% 5.77% 3.75% 3.23%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Middletown, Ohio 45044

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Middletown, Ohio 45044, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Carrie Stingle

Mortgage Loan Officer

7362 Liberty One Dr

Middletown, OH 45044

(740) 480-4633 Ext.

cstingle@unionhomemortgage.com

Shawn Bowling

Mortgage Banker

2400 N Verity Pkwy

Middletown, OH 45044

(193) 767-3454

shawn.d.bowling@chase.com

Sean Blythe

Loan Originator

3611 Socialville Foster Rd

Mason, OH 45044

(513) 770-9320

sblythe@homefrontlendingllc.com

Patrick Griffor

Loan Originator

3611 Socialville Foster Rd

Mason, OH 45044

(513) 770-9320

pgriffor@homefrontlendingllc.com

Greg Schmitt

Senior Loan Officer

7577 Central Park Blvd. Suite 106

Mason, OH 45044

(888) 422-6562

gschmitt@mbmortgage.com

Address

7362 Liberty One Dr

Middletown, OH

Contact

(740) 480-4633 Ext.

Fax (301) 639-0804

cstingle@unionhomemortgage.com

Address

2400 N Verity Pkwy

Middletown, OH

Contact

(193) 767-3454

Fax (301) 639-0804

shawn.d.bowling@chase.com

Address

3611 Socialville Foster Rd

Mason, OH

Contact

(513) 770-9320

Fax (301) 639-0804

sblythe@homefrontlendingllc.com

Refinancing News for Middletown, Ohio 45044