Compare Today’s Refinance Rates for Middletown, Ohio 45044
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Middletown, Ohio 45044.
With a 30-year amortization refinance in Middletown and surrounding areas of Butler county, our calculations show that you can expect to save up to $8,565 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Middletown, Ohio 45044.
Summary of Average Refinances in Middletown, Ohio 45044
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Interactive Refinance Rate Projections for Middletown, Ohio 45044
Pureloan has developed an interactive chart to monitor the five largest local lenders in Middletown, OH 45044, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Middletown, Ohio 45044 from 2024 - 2016
The following historical data provides insights into refinancing trends in Middletown, Ohio and the surrounding Butler county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.76% | 47.09% | 46.10% | 41.78% | 49.86% | 39.20% | 32.71% | 26.70% | 34.72% |
avg refi rate | 6.25% | 3.48% | 2.99% | 3.29% | 4.06% | 4.63% | 4.09% | 3.85% | 4.08% |
% 15 year fixed refinance | 18.18% | 33.57% | 32.02% | 37.25% | 33.67% | 38.44% | 49.88% | 52.37% | 41.90% |
avg refi rate | 5.98% | 2.73% | 2.52% | 2.82% | 3.54% | 3.82% | 3.14% | 2.95% | 3.08% |
Avg credit score | 746.06 | 751.50 | 761.96 | 765.35 | 753.93 | 745.77 | 755.24 | 762.29 | 759.05 |
Avg LTV (loan to value) | 59.88% | 57.35% | 63.39% | 67.65% | 70.71% | 67.45% | 68.95% | 69.22% | 71.89% |
Avg DTI (debt to income) | 37.18 | 30.55 | 29.31 | 28.92 | 31.36 | 31.51 | 29.90 | 29.26 | 30.23 |
Avg refinance insurance % | 3.52% | 0.70% | 1.70% | 2.84% | 4.85% | 2.30% | 3.37% | 3.83% | 5.95% |
Best Refinance Brokers around Middletown, Ohio 45044
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Middletown, Ohio 45044, we have compiled a list of top refinance brokers to assist you in the process.
Carrie Stingle
Mortgage Loan Officer
7362 Liberty One Dr
Middletown, OH 45044
(740) 480-4633 Ext.
cstingle@unionhomemortgage.com
Shawn Bowling
Mortgage Banker
2400 N Verity Pkwy
Middletown, OH 45044
(193) 767-3454
shawn.d.bowling@chase.com
Sean Blythe
Loan Originator
3611 Socialville Foster Rd
Mason, OH 45044
(513) 770-9320
sblythe@homefrontlendingllc.com
Patrick Griffor
Loan Originator
3611 Socialville Foster Rd
Mason, OH 45044
(513) 770-9320
pgriffor@homefrontlendingllc.com
Greg Schmitt
Senior Loan Officer
7577 Central Park Blvd. Suite 106
Mason, OH 45044
(888) 422-6562
gschmitt@mbmortgage.com
Address
7362 Liberty One Dr
Middletown, OH
Contact
(740) 480-4633 Ext.
Fax (301) 639-0804
cstingle@unionhomemortgage.com
Address
2400 N Verity Pkwy
Middletown, OH
Contact
(193) 767-3454
Fax (301) 639-0804
shawn.d.bowling@chase.com
Address
3611 Socialville Foster Rd
Mason, OH
Contact
(513) 770-9320
Fax (301) 639-0804
sblythe@homefrontlendingllc.com