Compare Today’s Refinance Rates for Mount Saint Joseph, Ohio 45051
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mount Saint Joseph, Ohio 45051.
With a 30-year amortization refinance in Mount Saint Joseph and surrounding areas of Hamilton county, our calculations show that you can expect to save up to $3,339 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mount Saint Joseph, Ohio 45051.
Summary of Average Refinances in Mount Saint Joseph, Ohio 45051
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Interactive Refinance Rate Projections for Mount Saint Joseph, Ohio 45051
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Saint Joseph, OH 45051, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Saint Joseph, Ohio 45051 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Saint Joseph, Ohio and the surrounding Hamilton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.76% | 47.09% | 46.10% | 41.78% | 49.86% | 39.20% | 32.71% | 26.70% | 34.72% |
avg refi rate | 6.25% | 3.48% | 2.99% | 3.29% | 4.06% | 4.63% | 4.09% | 3.85% | 4.08% |
% 15 year fixed refinance | 18.18% | 33.57% | 32.02% | 37.25% | 33.67% | 38.44% | 49.88% | 52.37% | 41.90% |
avg refi rate | 5.98% | 2.73% | 2.52% | 2.82% | 3.54% | 3.82% | 3.14% | 2.95% | 3.08% |
Avg credit score | 746.06 | 751.50 | 761.96 | 765.35 | 753.93 | 745.77 | 755.24 | 762.29 | 759.05 |
Avg LTV (loan to value) | 59.88% | 57.35% | 63.39% | 67.65% | 70.71% | 67.45% | 68.95% | 69.22% | 71.89% |
Avg DTI (debt to income) | 37.18 | 30.55 | 29.31 | 28.92 | 31.36 | 31.51 | 29.90 | 29.26 | 30.23 |
Avg refinance insurance % | 3.52% | 0.70% | 1.70% | 2.84% | 4.85% | 2.30% | 3.37% | 3.83% | 5.95% |
Best Refinance Brokers around Mount Saint Joseph, Ohio 45051
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Saint Joseph, Ohio 45051, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Bradley
Loan Officer
102 E Sugartree St
Wilmington, OH 45051
(937) 382-1313
jbradley@strebermortgage.com
Brian Million
Mortgage Banker
3965 Us. 22
Loveland, OH 45051
(151) 358-3811
brian.e.million@chase.com
Nadia Shaya
Loan Officer
553 Chamber Dr
Milford, OH 45051
(513) 201-2199
nshaya@rhb24.com
Janice Gilpin
Loan Officer
553 Chamber Dr
Milford, OH 45051
(513) 201-2195
jgilpin@rhb24.com
Marcy Abshire
Loan Officer
553 Chamber Dr
Milford, OH 45051
(513) 201-2192
mabshire@rhb24.com
Address
102 E Sugartree St
Wilmington, OH
Contact
(937) 382-1313
Fax (301) 639-0804
jbradley@strebermortgage.com
Address
3965 Us. 22
Loveland, OH
Contact
(151) 358-3811
Fax (301) 639-0804
brian.e.million@chase.com
Address
553 Chamber Dr
Milford, OH
Contact
(513) 201-2199
Fax (301) 639-0804
nshaya@rhb24.com