Compare Today’s Refinance Rates for Newark, Ohio 43093
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Newark, Ohio 43093.
With a 30-year amortization refinance in Newark and surrounding areas of Licking county, our calculations show that you can expect to save up to $24,881 over the lifetime of your mortgage, or a monthly savings of $69. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Newark, Ohio 43093.
Summary of Average Refinances in Newark, Ohio 43093
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Interactive Refinance Rate Projections for Newark, Ohio 43093
Pureloan has developed an interactive chart to monitor the five largest local lenders in Newark, OH 43093, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Newark, Ohio 43093 from 2024 - 2016
The following historical data provides insights into refinancing trends in Newark, Ohio and the surrounding Licking county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.86% | 53.15% | 56.29% | 52.60% | 58.34% | 57.46% | 46.67% | 44.03% | 47.10% |
avg refi rate | 6.41% | 3.46% | 2.94% | 3.20% | 4.04% | 4.50% | 4.05% | 3.88% | 4.06% |
% 15 year fixed refinance | 8.57% | 27.83% | 25.33% | 28.39% | 25.76% | 26.87% | 37.46% | 38.29% | 35.63% |
avg refi rate | 5.00% | 2.67% | 2.44% | 2.73% | 3.49% | 3.82% | 3.18% | 2.97% | 3.14% |
Avg credit score | 751.66 | 767.20 | 765.09 | 766.14 | 757.57 | 749.98 | 754.35 | 759.03 | 758.64 |
Avg LTV (loan to value) | 59.63% | 58.41% | 63.67% | 68.21% | 70.66% | 67.99% | 69.40% | 70.76% | 72.83% |
Avg DTI (debt to income) | 34.49 | 31.72 | 30.13 | 29.74 | 31.85 | 32.30 | 31.50 | 30.70 | 30.72 |
Avg refinance insurance % | 2.26% | 1.00% | 1.69% | 2.99% | 4.69% | 2.53% | 3.00% | 4.14% | 5.41% |
Best Refinance Brokers around Newark, Ohio 43093
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Newark, Ohio 43093, we have compiled a list of top refinance brokers to assist you in the process.
Nate DeRolph
Mortgage Loan Originator
1235 N 21st St
Newark, OH 43093
(740) 403-3868
Nate.DeRolph@53.com
Richard Zeckhauser
Loan Officer
25 S Park Pl
Newark, OH 43093
(740) 349-7082
richard_zeckhauser@harvard.edu
John Compton
Loan Officer
2 N 2nd St
Newark, OH 43093
(740) 345-3494
john.compton@firstfedohio.com
Ryan West
Loan Officer/Branch Manager
2 N 2nd St
Newark, OH 43093
(740) 522-8314
ryan.west@firstfedohio.com
Paul Thompson
President
2 N 2nd St
Newark, OH 43093
(740) 345-3494
paul.thompson@firstfedohio.com
Address
1235 N 21st St
Newark, OH
Contact
(740) 403-3868
Fax (301) 639-0804
Nate.DeRolph@53.com
Address
25 S Park Pl
Newark, OH
Contact
(740) 349-7082
Fax (301) 639-0804
richard_zeckhauser@harvard.edu
Address
2 N 2nd St
Newark, OH
Contact
(740) 345-3494
Fax (301) 639-0804
john.compton@firstfedohio.com