Compare Today’s Refinance Rates for North Ridgeville, Ohio 44039
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Ridgeville, Ohio 44039.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $16,630 over the lifetime of your mortgage, which translates to a monthly savings of $46 in North Ridgeville and other areas of Lorain county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in North Ridgeville, Ohio 44039
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Interactive Refinance Rate Projections for North Ridgeville, Ohio 44039
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Ridgeville, OH 44039, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Ridgeville, Ohio 44039 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Ridgeville, Ohio and the surrounding Lorain county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around North Ridgeville, Ohio 44039
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Ridgeville, Ohio 44039, we have compiled a list of top refinance brokers to assist you in the process.
Ray Bolin
Mortgage Banker
37723 Center Ridge Rd
North Ridgeville, OH 44039
(440) 327-5626
rbolin@englending.com
Corey Heredos
Loan Officer
4700 Oakpoint Road
Lorain, OH 44039
(440) 960-6712
corey_l_heredos@keybank.com
Barbara Zalud
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 44039
(440) 801-3427
aaron.zalud@wellsfargo.com
Christopher Karpinski
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 44039
(440) 801-3427
aaron.karpinski@wellsfargo.com
Dennis Hanna
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 44039
(440) 801-3427
aaron.hanna@wellsfargo.com
Address
37723 Center Ridge Rd
North Ridgeville, OH
Contact
(440) 327-5626
Fax (301) 639-0804
rbolin@englending.com
Address
4700 Oakpoint Road
Lorain, OH
Contact
(440) 960-6712
Fax (301) 639-0804
corey_l_heredos@keybank.com
Address
4722 Great Northern Blvd
North Olmsted, OH
Contact
(440) 801-3427
Fax (301) 639-0804
aaron.zalud@wellsfargo.com