Compare Today’s Refinance Rates for Ohio City, Ohio 45874
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ohio City, Ohio 45874.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ohio City, Ohio 45874. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,228 or $26 per month in Ohio City and other parts of Van Wert county.
40.785428
-84.673063
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Summary of Average Refinances in Ohio City, Ohio 45874
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Interactive Refinance Rate Projections for Ohio City, Ohio 45874
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ohio City, OH 45874, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ohio City, Ohio 45874 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ohio City, Ohio and the surrounding Van Wert county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
| avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
| % 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
| avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
| Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
| Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
| Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
| Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Ohio City, Ohio 45874
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ohio City, Ohio 45874, we have compiled a list of top refinance brokers to assist you in the process.
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