Compare Today’s Refinance Rates for Painesville, Ohio 44077
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Painesville, Ohio 44077.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Painesville, Ohio 44077. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,395 or $15 per month in Painesville and other parts of Lake county.
Summary of Average Refinances in Painesville, Ohio 44077
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Interactive Refinance Rate Projections for Painesville, Ohio 44077
Pureloan has developed an interactive chart to monitor the five largest local lenders in Painesville, OH 44077, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Painesville, Ohio 44077 from 2024 - 2016
The following historical data provides insights into refinancing trends in Painesville, Ohio and the surrounding Lake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Painesville, Ohio 44077
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Painesville, Ohio 44077, we have compiled a list of top refinance brokers to assist you in the process.
John Talpas
Mortgage Banker
9023 Darrow Road
Twinsburg, OH 44077
(330) 486-0983
john.j.talpas@chase.com
Matthew Dunbar
Mortgage Loan Originator
8235 Forsysth Boulevard
Clayton, MO 44077
(636) 352-6435
Matthew.Dunbar@53.com
Clint Beeler
Loan Originator
800 W Saint Clair Ave Fl 3RD
Cleveland, OH 44077
(330) 856-7600
clintbeeler@howardhanna.com
Keith Bergman
Loan Originator
800 W Saint Clair Ave Fl 3RD
Cleveland, OH 44077
(330) 409-4766
keithbergman@howardhanna.com
Mike Bitzer
Loan Originator
800 W Saint Clair Ave Fl 3RD
Cleveland, OH 44077
(440) 248-3000
mikebitzer@howardhanna.com
Address
9023 Darrow Road
Twinsburg, OH
Contact
(330) 486-0983
Fax (301) 639-0804
john.j.talpas@chase.com
Address
8235 Forsysth Boulevard
Clayton, MO
Contact
(636) 352-6435
Fax (301) 639-0804
Matthew.Dunbar@53.com
Address
800 W Saint Clair Ave Fl 3RD
Cleveland, OH
Contact
(330) 856-7600
Fax (301) 639-0804
clintbeeler@howardhanna.com