Compare Today’s Refinance Rates for Palestine, Ohio 45352
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Palestine, Ohio 45352.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Palestine, Ohio 45352. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,154 or $6 per month in Palestine and other parts of Darke county.
Summary of Average Refinances in Palestine, Ohio 45352
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Interactive Refinance Rate Projections for Palestine, Ohio 45352
Pureloan has developed an interactive chart to monitor the five largest local lenders in Palestine, OH 45352, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Palestine, Ohio 45352 from 2024 - 2016
The following historical data provides insights into refinancing trends in Palestine, Ohio and the surrounding Darke county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Palestine, Ohio 45352
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Palestine, Ohio 45352, we have compiled a list of top refinance brokers to assist you in the process.
Bart Hanselman
mortgage lender
106 West Ash Street
Piqua, OH 45352
(901) 748-5523
Bart.Hanselman@americanmortgage.com
Todd Haines
Mortgage Banker
3414 Seajay Dr
Dayton, OH 45352
(193) 744-3054
todd.w.haines@chase.com
Tyler Pyle
Mortgage Consultant
4060 Executive Dr
Dayton, OH 45352
(937) 912-1147
tyler@homeservicestitle.com
Kindall King
Senior Loan Officer
2275 D Street, Suite 12, Building 16 Area B
Dayton, OH 45352
(937) 252-0940
kindall.e.king@chase.com
Jeannine Roediger
Mortgage Banker
1158 W 3rd St
Dayton, OH 45352
(193) 729-8672
jeannine.roediger@chase.com
Address
106 West Ash Street
Piqua, OH
Contact
(901) 748-5523
Fax (301) 639-0804
Bart.Hanselman@americanmortgage.com
Address
3414 Seajay Dr
Dayton, OH
Contact
(193) 744-3054
Fax (301) 639-0804
todd.w.haines@chase.com
Address
4060 Executive Dr
Dayton, OH
Contact
(937) 912-1147
Fax (301) 639-0804
tyler@homeservicestitle.com