Compare Today’s Refinance Rates for Portage, Ohio 43451
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Portage, Ohio 43451.
With a 30-year amortization refinance in Portage and surrounding areas of Wood county, our calculations show that you can expect to save up to $7,193 over the lifetime of your mortgage, or a monthly savings of $20. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Portage, Ohio 43451.
Summary of Average Refinances in Portage, Ohio 43451
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Interactive Refinance Rate Projections for Portage, Ohio 43451
Pureloan has developed an interactive chart to monitor the five largest local lenders in Portage, OH 43451, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Portage, Ohio 43451 from 2024 - 2016
The following historical data provides insights into refinancing trends in Portage, Ohio and the surrounding Wood county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 48.98% | 49.15% | 45.17% | 56.80% | 48.21% | 49.07% | 50.00% | 45.21% |
avg refi rate | 6.42% | 3.61% | 2.97% | 3.21% | 4.20% | 4.55% | 4.10% | 3.87% | 4.08% |
% 15 year fixed refinance | 31.97% | 31.92% | 36.82% | 31.36% | 33.93% | 32.30% | 34.74% | 39.73% | |
avg refi rate | 2.87% | 2.47% | 2.72% | 3.61% | 3.84% | 3.34% | 3.01% | 3.20% | |
Avg credit score | 688.00 | 743.03 | 753.54 | 761.65 | 755.07 | 751.75 | 751.19 | 755.93 | 756.45 |
Avg LTV (loan to value) | 70.00% | 66.16% | 67.44% | 69.82% | 71.60% | 70.53% | 73.94% | 72.58% | 72.31% |
Avg DTI (debt to income) | 31.83 | 32.19 | 31.34 | 29.52 | 33.53 | 33.56 | 32.19 | 30.43 | 30.01 |
Avg refinance insurance % | 5.00% | 1.80% | 2.51% | 2.92% | 5.37% | 4.49% | 5.30% | 5.27% | 4.57% |
Best Refinance Brokers around Portage, Ohio 43451
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Portage, Ohio 43451, we have compiled a list of top refinance brokers to assist you in the process.
Don DeMattio
Mortgage Loan Officer
5588 E Farrow Ave
Port Clinton, OH 43451
(419) 989-4451
ddemattio@stonegatemtg.com
Joe McGregor
Mortgage Loan Officer
5588 E Farrow Ave
Port Clinton, OH 43451
(419) 989-4451
jmcgregor@stonegatemtg.com
Daniel Sessions
Mortgage Loan Officer
5588 E Farrow Ave
Port Clinton, OH 43451
(419) 989-4451
dsessions@stonegatemtg.com
Dan Straight
Mortgage Loan Officer
5588 E Farrow Ave
Port Clinton, OH 43451
(419) 989-4451
dstraight@stonegatemtg.com
Martha Ednie
Loan Originator
2340 Detroit Ave Ste A1
Maumee, OH 43451
(419) 539-1030
edniem@bex.net
Address
5588 E Farrow Ave
Port Clinton, OH
Contact
(419) 989-4451
Fax (301) 639-0804
ddemattio@stonegatemtg.com
Address
5588 E Farrow Ave
Port Clinton, OH
Contact
(419) 989-4451
Fax (301) 639-0804
jmcgregor@stonegatemtg.com
Address
5588 E Farrow Ave
Port Clinton, OH
Contact
(419) 989-4451
Fax (301) 639-0804
dsessions@stonegatemtg.com