Compare Today’s Refinance Rates for Portland, Ohio 45770
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Portland, Ohio 45770.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Portland, Ohio 45770. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,250 or $12 per month in Portland and other parts of Meigs county.
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Summary of Average Refinances in Portland, Ohio 45770
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Portland, Ohio 45770
Pureloan has developed an interactive chart to monitor the five largest local lenders in Portland, OH 45770, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Portland, Ohio 45770 from 2024 - 2016
The following historical data provides insights into refinancing trends in Portland, Ohio and the surrounding Meigs county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 51.72% | 45.93% | 48.03% | 48.57% | 63.64% | 52.38% | 45.28% | 58.82% |
| avg refi rate | 5.75% | 3.90% | 3.01% | 3.32% | 4.43% | 4.50% | 4.15% | 3.98% | 4.14% |
| % 15 year fixed refinance | 37.93% | 34.15% | 26.32% | 37.14% | 18.18% | 28.57% | 35.85% | 26.47% | |
| avg refi rate | 2.91% | 2.51% | 2.73% | 3.85% | 3.91% | 3.36% | 3.21% | 3.33% | |
| Avg credit score | 756.00 | 746.84 | 751.99 | 757.80 | 741.80 | 746.23 | 742.69 | 758.45 | 749.29 |
| Avg LTV (loan to value) | 74.00% | 63.38% | 68.58% | 74.03% | 70.54% | 72.68% | 74.33% | 73.42% | 70.65% |
| Avg DTI (debt to income) | 36.00 | 32.41 | 30.85 | 31.59 | 30.86 | 32.91 | 31.95 | 30.74 | 31.59 |
| Avg refinance insurance % | 0.83% | 3.84% | 6.54% | 5.60% | 7.14% | 6.10% | 5.87% | 3.56% |
Best Refinance Brokers around Portland, Ohio 45770
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Portland, Ohio 45770, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Michelle Boughan
Mortgage Lender
1511 N Main St
Lima, OH 45770
(419) 879-1500
mboughan@topmarkfcu.com
Greg
Loan Officer
102 S Main St
Bluffton, OH 45770
(419) 224-0400
greg@cnbohio.com
Brenda Jones
Mortgage Banker
125 W Spring St
Saint Marys, OH 45770
(141) 939-4849
brenda.m.jones@chase.com
Eric Smothermon
Loan Officer
420 Greenville Rd
Saint Marys, OH 45770
(419) 394-3482
esmothermon@trfcu.org
Larry Custard
Loan Officer
420 Greenville Rd
Saint Marys, OH 45770
(419) 394-3482
lcustard@trfcu.org
Address
1511 N Main St
Lima, OH
Contact
(419) 879-1500
Fax (301) 639-0804
mboughan@topmarkfcu.com
Address
102 S Main St
Bluffton, OH
Contact
(419) 224-0400
Fax (301) 639-0804
greg@cnbohio.com
Address
125 W Spring St
Saint Marys, OH
Contact
(141) 939-4849
Fax (301) 639-0804
brenda.m.jones@chase.com