Compare Today’s Refinance Rates for Potsdam, Ohio 45361
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Potsdam, Ohio 45361.
With a 30-year amortization refinance in Potsdam and surrounding areas of Miami county, our calculations show that you can expect to save up to $3,435 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Potsdam, Ohio 45361.
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Summary of Average Refinances in Potsdam, Ohio 45361
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Potsdam, Ohio 45361
Pureloan has developed an interactive chart to monitor the five largest local lenders in Potsdam, OH 45361, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Potsdam, Ohio 45361 from 2024 - 2016
The following historical data provides insights into refinancing trends in Potsdam, Ohio and the surrounding Miami county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
| avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
| % 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
| avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
| Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
| Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
| Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
| Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Potsdam, Ohio 45361
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Potsdam, Ohio 45361, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Adam Rose
Loan Originator
733 Fair Rd
Sidney, OH 45361
(937) 497-9662
shurtell1@embarqmail.com
Gregory Lovett
Loan Originator
733 Fair Rd
Sidney, OH 45361
(567) 712-7417
arose@westernohiomortgage.com
Joellen Litmer
Loan Originator
733 Fair Rd
Sidney, OH 45361
(937) 497-9662
gl@westernohiomortgage.com
Ron Gottfried
Reverse Mortgage Consultant
733 Fair Rd
Sidney, OH 45361
(937) 497-9662
joellen@westernohiomortgage.com
John Post
Loan Originator
733 Fair Rd
Sidney, OH 45361
(513) 874-1042
dc@westernohiomortgage.com
Address
733 Fair Rd
Sidney, OH
Contact
(937) 497-9662
Fax (301) 639-0804
shurtell1@embarqmail.com
Address
733 Fair Rd
Sidney, OH
Contact
(567) 712-7417
Fax (301) 639-0804
arose@westernohiomortgage.com
Address
733 Fair Rd
Sidney, OH
Contact
(937) 497-9662
Fax (301) 639-0804
gl@westernohiomortgage.com