Compare Today’s Refinance Rates for Ripley, Ohio 45167
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ripley, Ohio 45167.
With a 30-year amortization refinance in Ripley and surrounding areas of Brown county, our calculations show that you can expect to save up to $5,368 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Ripley, Ohio 45167.
Summary of Average Refinances in Ripley, Ohio 45167
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Interactive Refinance Rate Projections for Ripley, Ohio 45167
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ripley, OH 45167, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ripley, Ohio 45167 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ripley, Ohio and the surrounding Brown county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Ripley, Ohio 45167
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ripley, Ohio 45167, we have compiled a list of top refinance brokers to assist you in the process.
Jeff Bradley
Loan Officer
102 E Sugartree St
Wilmington, OH 45167
(937) 382-1313
jbradley@strebermortgage.com
Scott Streber
Loan Officer
102 E Sugartree St
Wilmington, OH 45167
(937) 382-1313
sstreber@strebermortgage.com
Cris Sharp
Mortgage Lenders
102 E Sugartree St
Wilmington, OH 45167
(937) 382-1313
strebermortgage@cinci.rr.com
Jeff King
Mortgage Loan Officer
9650 Colerain Ave
Cincinnati, OH 45167
(513) 245-5605
jeff.king@pncmortgage.com
Carrie Cox
Lending Manager
45 E 4th St
Cincinnati, OH 45167
(170) 260-6874
carrie.g.cox@chase.com
Address
102 E Sugartree St
Wilmington, OH
Contact
(937) 382-1313
Fax (301) 639-0804
jbradley@strebermortgage.com
Address
102 E Sugartree St
Wilmington, OH
Contact
(937) 382-1313
Fax (301) 639-0804
sstreber@strebermortgage.com
Address
102 E Sugartree St
Wilmington, OH
Contact
(937) 382-1313
Fax (301) 639-0804
strebermortgage@cinci.rr.com