Compare Today’s Refinance Rates for Saint Paris, Ohio 43072
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Saint Paris, Ohio 43072.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Saint Paris, Ohio 43072. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,666 or $24 per month in Saint Paris and other parts of Champaign county.
Summary of Average Refinances in Saint Paris, Ohio 43072
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Interactive Refinance Rate Projections for Saint Paris, Ohio 43072
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Paris, OH 43072, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Paris, Ohio 43072 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Paris, Ohio and the surrounding Champaign county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.86% | 53.15% | 56.29% | 52.60% | 58.34% | 57.46% | 46.67% | 44.03% | 47.10% |
avg refi rate | 6.41% | 3.46% | 2.94% | 3.20% | 4.04% | 4.50% | 4.05% | 3.88% | 4.06% |
% 15 year fixed refinance | 8.57% | 27.83% | 25.33% | 28.39% | 25.76% | 26.87% | 37.46% | 38.29% | 35.63% |
avg refi rate | 5.00% | 2.67% | 2.44% | 2.73% | 3.49% | 3.82% | 3.18% | 2.97% | 3.14% |
Avg credit score | 751.66 | 767.20 | 765.09 | 766.14 | 757.57 | 749.98 | 754.35 | 759.03 | 758.64 |
Avg LTV (loan to value) | 59.63% | 58.41% | 63.67% | 68.21% | 70.66% | 67.99% | 69.40% | 70.76% | 72.83% |
Avg DTI (debt to income) | 34.49 | 31.72 | 30.13 | 29.74 | 31.85 | 32.30 | 31.50 | 30.70 | 30.72 |
Avg refinance insurance % | 2.26% | 1.00% | 1.69% | 2.99% | 4.69% | 2.53% | 3.00% | 4.14% | 5.41% |
Best Refinance Brokers around Saint Paris, Ohio 43072
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Paris, Ohio 43072, we have compiled a list of top refinance brokers to assist you in the process.
Susan Fernow
Loan Officer
1100 W Fair Ave
Lancaster, OH 43072
(740) 653-3863
sfernow@fairfieldfederal.com
Kristy Fosnaugh
Loan Officer
1100 W Fair Ave
Lancaster, OH 43072
(740) 653-3863
kfosnaugh@fairfieldfederal.com
Bev Stratton
Loan Officer
1100 W Fair Ave
Lancaster, OH 43072
(740) 653-3863
bstratton@fairfieldfederal.com
Robin Ball
Loan Officer
1100 W Fair Ave
Lancaster, OH 43072
(740) 653-3863
rball@fairfieldfederal.com
Eric Lambert
Loan Officer
116 Starret St
Lancaster, OH 43072
(740) 654-1200
elambert@concordmg.com
Address
1100 W Fair Ave
Lancaster, OH
Contact
(740) 653-3863
Fax (301) 639-0804
sfernow@fairfieldfederal.com
Address
1100 W Fair Ave
Lancaster, OH
Contact
(740) 653-3863
Fax (301) 639-0804
kfosnaugh@fairfieldfederal.com
Address
1100 W Fair Ave
Lancaster, OH
Contact
(740) 653-3863
Fax (301) 639-0804
bstratton@fairfieldfederal.com