Compare Today’s Refinance Rates for South Vienna, Ohio 45369
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in South Vienna, Ohio 45369.
With a 30-year amortization refinance in South Vienna and surrounding areas of Clark county, our calculations show that you can expect to save up to $2,974 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for South Vienna, Ohio 45369.
Summary of Average Refinances in South Vienna, Ohio 45369
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Interactive Refinance Rate Projections for South Vienna, Ohio 45369
Pureloan has developed an interactive chart to monitor the five largest local lenders in South Vienna, OH 45369, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in South Vienna, Ohio 45369 from 2024 - 2016
The following historical data provides insights into refinancing trends in South Vienna, Ohio and the surrounding Clark county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around South Vienna, Ohio 45369
If you are considering refinancing your mortgage or obtaining a cash-out refinance in South Vienna, Ohio 45369, we have compiled a list of top refinance brokers to assist you in the process.
Priya Krishna
Senior Loan Officer
1011 W Main St
Troy, OH 45369
(937) 339-6802
priya.p.krishna@chase.com
Debbie Hews
Loan Consultant
14 S Weston Rd
Troy, OH 45369
(937) 335-4199
dhews@usavingsbank.com
David McMahon
Loan Consultant
14 S Weston Rd
Troy, OH 45369
(937) 335-4199
dmcmahon@usavingsbank.com
Nick Adam
Mortgage Consultant
14 S Weston Rd
Troy, OH 45369
(937) 335-4199
nadam@usavingsbank.com
Janet Bretland
Home Mortgage Consultant
1808 W Main St
Troy, OH 45369
(937) 440-1014
aaron.bretland@wellsfargo.com
Address
1011 W Main St
Troy, OH
Contact
(937) 339-6802
Fax (301) 639-0804
priya.p.krishna@chase.com
Address
14 S Weston Rd
Troy, OH
Contact
(937) 335-4199
Fax (301) 639-0804
dhews@usavingsbank.com
Address
14 S Weston Rd
Troy, OH
Contact
(937) 335-4199
Fax (301) 639-0804
dmcmahon@usavingsbank.com