Compare Today’s Refinance Rates for South Webster, Ohio 45682
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in South Webster, Ohio 45682.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in South Webster, Ohio 45682. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,149 or $9 per month in South Webster and other parts of Scioto county.
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Summary of Average Refinances in South Webster, Ohio 45682
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for South Webster, Ohio 45682
Pureloan has developed an interactive chart to monitor the five largest local lenders in South Webster, OH 45682, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in South Webster, Ohio 45682 from 2024 - 2016
The following historical data provides insights into refinancing trends in South Webster, Ohio and the surrounding Scioto county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around South Webster, Ohio 45682
If you are considering refinancing your mortgage or obtaining a cash-out refinance in South Webster, Ohio 45682, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Chad Wingett
Loan Officer
523 Richland Ave
Athens, OH 45682
(740) 594-3751
cwingett@concordmortgagegroup.com
Michele Enoch
Home Loan Specialist
Peoples Bank
Belpre, OH 45682
(740) 423-7517
menoch@peoplesbancorp.com
Address
523 Richland Ave
Athens, OH
Contact
(740) 594-3751
Fax (301) 639-0804
cwingett@concordmortgagegroup.com
Address
Peoples Bank
Belpre, OH
Contact
(740) 423-7517
Fax (301) 639-0804
menoch@peoplesbancorp.com