Compare Today’s Refinance Rates for Springfield, Ohio

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Springfield, Ohio 45502. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $12,737 or $35 / month in Springfield and other areas of Clark county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Springfield, Ohio 45502.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.930486 -83.841338

Summary of Average Refinance Terms in Springfield, Ohio 45502

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Springfield, OH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Springfield, OH 45502, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Springfield, OH

Refinance Rates for Springfield, Ohio 45502 from 2014 - 2021

Below are historical data on refinancing in Springfield, Ohio and around Clark county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 40.72% 31.49% 33.05% 37.42% 38.69% 35.14% 27.88% 29.13%
avg refi rate 4.79% 4.44% 3.89% 3.66% 4.49% 4.09% 3.85% 3.95%
% 15 year fixed refinance 35.39% 41.80% 39.83% 39.66% 40.81% 41.33% 51.28% 53.93%
avg refi rate 4.23% 3.75% 3.14% 2.85% 3.46% 3.09% 2.95% 2.99%
Avg credit score 774.27 775.46 776.38 770.42 757.86 759.95 762.18 757.99
Avg LTV (loan to value) 64.15% 64.56% 65.79% 68.27% 70.55% 71.16% 68.77% 68.10%
Avg DTI (debt to income) 25.99 26.17 26.01 27.07 30.95 30.24 29.39 29.64
Avg refinance insurance % 0.98% 1.43% 1.93% 3.51% 4.91% 5.77% 3.75% 3.23%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Springfield, Ohio 45502

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Springfield, Ohio 45502, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cari Roeder

Mortgage Loan Officer

333 N Limestone St Ste 202

Springfield, OH 45502

(937) 323-5172

cari.roeder@pncmortgage.com

Mary Mann

Mortgage Loan Officer

333 N Limestone St Ste 202

Springfield, OH 45502

(937) 323-5228

mary.mann@pncmortgage.com

Address

333 N Limestone St Ste 202

Springfield, OH

Contact

(937) 323-5172

Fax (301) 639-0804

cari.roeder@pncmortgage.com

Address

333 N Limestone St Ste 202

Springfield, OH

Contact

(937) 323-5228

Fax (301) 639-0804

mary.mann@pncmortgage.com

Refinancing News for Springfield, Ohio 45502