Compare Today’s Refinance Rates for Summit Station, Ohio 43073
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Summit Station, Ohio 43073.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,487 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Summit Station and other areas of Franklin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Summit Station, Ohio 43073
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Interactive Refinance Rate Projections for Summit Station, Ohio 43073
Pureloan has developed an interactive chart to monitor the five largest local lenders in Summit Station, OH 43073, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Summit Station, Ohio 43073 from 2024 - 2016
The following historical data provides insights into refinancing trends in Summit Station, Ohio and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.86% | 53.15% | 56.29% | 52.60% | 58.34% | 57.46% | 46.67% | 44.03% | 47.10% |
avg refi rate | 6.41% | 3.46% | 2.94% | 3.20% | 4.04% | 4.50% | 4.05% | 3.88% | 4.06% |
% 15 year fixed refinance | 8.57% | 27.83% | 25.33% | 28.39% | 25.76% | 26.87% | 37.46% | 38.29% | 35.63% |
avg refi rate | 5.00% | 2.67% | 2.44% | 2.73% | 3.49% | 3.82% | 3.18% | 2.97% | 3.14% |
Avg credit score | 751.66 | 767.20 | 765.09 | 766.14 | 757.57 | 749.98 | 754.35 | 759.03 | 758.64 |
Avg LTV (loan to value) | 59.63% | 58.41% | 63.67% | 68.21% | 70.66% | 67.99% | 69.40% | 70.76% | 72.83% |
Avg DTI (debt to income) | 34.49 | 31.72 | 30.13 | 29.74 | 31.85 | 32.30 | 31.50 | 30.70 | 30.72 |
Avg refinance insurance % | 2.26% | 1.00% | 1.69% | 2.99% | 4.69% | 2.53% | 3.00% | 4.14% | 5.41% |
Best Refinance Brokers around Summit Station, Ohio 43073
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Summit Station, Ohio 43073, we have compiled a list of top refinance brokers to assist you in the process.
Susan Fernow
Loan Officer
1100 W Fair Ave
Lancaster, OH 43073
(740) 653-3863
sfernow@fairfieldfederal.com
Kristy Fosnaugh
Loan Officer
1100 W Fair Ave
Lancaster, OH 43073
(740) 653-3863
kfosnaugh@fairfieldfederal.com
Bev Stratton
Loan Officer
1100 W Fair Ave
Lancaster, OH 43073
(740) 653-3863
bstratton@fairfieldfederal.com
Robin Ball
Loan Officer
1100 W Fair Ave
Lancaster, OH 43073
(740) 653-3863
rball@fairfieldfederal.com
Eric Lambert
Loan Officer
116 Starret St
Lancaster, OH 43073
(740) 654-1200
elambert@concordmg.com
Address
1100 W Fair Ave
Lancaster, OH
Contact
(740) 653-3863
Fax (301) 639-0804
sfernow@fairfieldfederal.com
Address
1100 W Fair Ave
Lancaster, OH
Contact
(740) 653-3863
Fax (301) 639-0804
kfosnaugh@fairfieldfederal.com
Address
1100 W Fair Ave
Lancaster, OH
Contact
(740) 653-3863
Fax (301) 639-0804
bstratton@fairfieldfederal.com