Compare Today’s Refinance Rates for The Plains, Ohio 45780
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in The Plains, Ohio 45780.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in The Plains, Ohio 45780. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,185 or $6 per month in The Plains and other parts of Athens county.
Summary of Average Refinances in The Plains, Ohio 45780
Become a certified mortgage expert on Pureloan.com
in The Plains, Ohio 45780
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for The Plains, Ohio 45780
Pureloan has developed an interactive chart to monitor the five largest local lenders in The Plains, OH 45780, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in The Plains, Ohio 45780 from 2024 - 2016
The following historical data provides insights into refinancing trends in The Plains, Ohio and the surrounding Athens county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 51.72% | 45.93% | 48.03% | 48.57% | 63.64% | 52.38% | 45.28% | 58.82% |
avg refi rate | 5.75% | 3.90% | 3.01% | 3.32% | 4.43% | 4.50% | 4.15% | 3.98% | 4.14% |
% 15 year fixed refinance | 37.93% | 34.15% | 26.32% | 37.14% | 18.18% | 28.57% | 35.85% | 26.47% | |
avg refi rate | 2.91% | 2.51% | 2.73% | 3.85% | 3.91% | 3.36% | 3.21% | 3.33% | |
Avg credit score | 756.00 | 746.84 | 751.99 | 757.80 | 741.80 | 746.23 | 742.69 | 758.45 | 749.29 |
Avg LTV (loan to value) | 74.00% | 63.38% | 68.58% | 74.03% | 70.54% | 72.68% | 74.33% | 73.42% | 70.65% |
Avg DTI (debt to income) | 36.00 | 32.41 | 30.85 | 31.59 | 30.86 | 32.91 | 31.95 | 30.74 | 31.59 |
Avg refinance insurance % | 0.83% | 3.84% | 6.54% | 5.60% | 7.14% | 6.10% | 5.87% | 3.56% |
Best Refinance Brokers around The Plains, Ohio 45780
If you are considering refinancing your mortgage or obtaining a cash-out refinance in The Plains, Ohio 45780, we have compiled a list of top refinance brokers to assist you in the process.
Michelle Boughan
Mortgage Lender
1511 N Main St
Lima, OH 45780
(419) 879-1500
mboughan@topmarkfcu.com
Greg
Loan Officer
102 S Main St
Bluffton, OH 45780
(419) 224-0400
greg@cnbohio.com
Brenda Jones
Mortgage Banker
125 W Spring St
Saint Marys, OH 45780
(141) 939-4849
brenda.m.jones@chase.com
Eric Smothermon
Loan Officer
420 Greenville Rd
Saint Marys, OH 45780
(419) 394-3482
esmothermon@trfcu.org
Larry Custard
Loan Officer
420 Greenville Rd
Saint Marys, OH 45780
(419) 394-3482
lcustard@trfcu.org
Address
1511 N Main St
Lima, OH
Contact
(419) 879-1500
Fax (301) 639-0804
mboughan@topmarkfcu.com
Address
102 S Main St
Bluffton, OH
Contact
(419) 224-0400
Fax (301) 639-0804
greg@cnbohio.com
Address
125 W Spring St
Saint Marys, OH
Contact
(141) 939-4849
Fax (301) 639-0804
brenda.m.jones@chase.com