Compare Today’s Refinance Rates for Toledo, Ohio

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Toledo, Ohio 43697. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Toledo and surrounding areas of Lucas county, your expected lifetime cash savings are $2,818 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Toledo, Ohio 43697.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Toledo, Ohio 43697

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Toledo, OH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Toledo, OH 43697, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Toledo, OH

Refinance Rates for Toledo, Ohio 43697 from 2013 - 2020

Below are historical data on refinancing in Toledo, Ohio and around Lucas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 34.11% 34.60% 39.94% 49.86% 46.11% 44.22% 43.16%
avg refi rate 4.79% 4.45% 3.87% 3.66% 4.47% 4.07% 3.87% 3.94%
% 15 year fixed refinance 36.35% 41.51% 39.69% 40.07% 35.92% 36.72% 38.43% 41.94%
avg refi rate 4.21% 3.74% 3.13% 2.86% 3.49% 3.15% 2.97% 3.05%
Avg credit score 770.85 771.30 774.64 771.13 758.20 758.42 758.88 756.82
Avg LTV (loan to value) 66.23% 66.63% 67.15% 68.93% 72.45% 72.98% 70.72% 69.45%
Avg DTI (debt to income) 27.88 27.94 27.40 27.58 30.94 30.84 30.75 31.22
Avg refinance insurance % 1.55% 1.99% 2.35% 3.49% 5.30% 5.57% 4.19% 2.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Toledo, Ohio 43697

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Toledo, Ohio 43697, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ron Erdmann

Branch Manager/loan Officer

3230 Central Park W

Toledo, OH 43697

(419) 517-8816

ron.erdmann@benchmark.us

Tammy Moses

Loan Officer

3031 Collingwood Blvd.

Toledo, OH 43697

(419) 469-1610

Tammy_Moses@KeyBank.com

Larry Duwve

Loan Officer

4400 Heatherdowns Blvd. Suite 1

Toledo, OH 43697

(419) 381-2047

Lawrence_R_Duwve@KeyBank.com

Stuart Brody

Home Mortgage Consultant

6024 Renaissance Place Suites E and F

Toledo, OH 43697

(419) 930-5663

aaron.brody@wellsfargo.com

Laura Heringhaus

Home Mortgage Consultant

6024 Renaissance Place Suites E and F

Toledo, OH 43697

(419) 930-5663

aaron.heringhaus@wellsfargo.com

Address

3230 Central Park W

Toledo, OH

Contact

(419) 517-8816

Fax (301) 639-0804

ron.erdmann@benchmark.us

Address

3031 Collingwood Blvd.

Toledo, OH

Contact

(419) 469-1610

Fax (301) 639-0804

Tammy_Moses@KeyBank.com

Address

4400 Heatherdowns Blvd. Suite 1

Toledo, OH

Contact

(419) 381-2047

Fax (301) 639-0804

Lawrence_R_Duwve@KeyBank.com

Refinancing News for Toledo, Ohio 43697