Compare Today’s Refinance Rates for Toledo, Ohio 43659
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Toledo, Ohio 43659.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,818 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Toledo and other areas of Lucas county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Toledo, Ohio 43659
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Interactive Refinance Rate Projections for Toledo, Ohio 43659
Pureloan has developed an interactive chart to monitor the five largest local lenders in Toledo, OH 43659, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Toledo, Ohio 43659 from 2024 - 2016
The following historical data provides insights into refinancing trends in Toledo, Ohio and the surrounding Lucas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.86% | 53.15% | 56.29% | 52.60% | 58.34% | 57.46% | 46.67% | 44.03% | 47.10% |
avg refi rate | 6.41% | 3.46% | 2.94% | 3.20% | 4.04% | 4.50% | 4.05% | 3.88% | 4.06% |
% 15 year fixed refinance | 8.57% | 27.83% | 25.33% | 28.39% | 25.76% | 26.87% | 37.46% | 38.29% | 35.63% |
avg refi rate | 5.00% | 2.67% | 2.44% | 2.73% | 3.49% | 3.82% | 3.18% | 2.97% | 3.14% |
Avg credit score | 751.66 | 767.20 | 765.09 | 766.14 | 757.57 | 749.98 | 754.35 | 759.03 | 758.64 |
Avg LTV (loan to value) | 59.63% | 58.41% | 63.67% | 68.21% | 70.66% | 67.99% | 69.40% | 70.76% | 72.83% |
Avg DTI (debt to income) | 34.49 | 31.72 | 30.13 | 29.74 | 31.85 | 32.30 | 31.50 | 30.70 | 30.72 |
Avg refinance insurance % | 2.26% | 1.00% | 1.69% | 2.99% | 4.69% | 2.53% | 3.00% | 4.14% | 5.41% |
Best Refinance Brokers around Toledo, Ohio 43659
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Toledo, Ohio 43659, we have compiled a list of top refinance brokers to assist you in the process.
Ron Erdmann
Branch Manager/loan Officer
3230 Central Park W
Toledo, OH 43659
(419) 517-8816
ron.erdmann@benchmark.us
Tammy Moses
Loan Officer
3031 Collingwood Blvd.
Toledo, OH 43659
(419) 469-1610
Tammy_Moses@KeyBank.com
Larry Duwve
Loan Officer
4400 Heatherdowns Blvd. Suite 1
Toledo, OH 43659
(419) 381-2047
Lawrence_R_Duwve@KeyBank.com
Stuart Brody
Home Mortgage Consultant
6024 Renaissance Place Suites E and F
Toledo, OH 43659
(419) 930-5663
aaron.brody@wellsfargo.com
Laura Heringhaus
Home Mortgage Consultant
6024 Renaissance Place Suites E and F
Toledo, OH 43659
(419) 930-5663
aaron.heringhaus@wellsfargo.com
Address
3230 Central Park W
Toledo, OH
Contact
(419) 517-8816
Fax (301) 639-0804
ron.erdmann@benchmark.us
Address
3031 Collingwood Blvd.
Toledo, OH
Contact
(419) 469-1610
Fax (301) 639-0804
Tammy_Moses@KeyBank.com
Address
4400 Heatherdowns Blvd. Suite 1
Toledo, OH
Contact
(419) 381-2047
Fax (301) 639-0804
Lawrence_R_Duwve@KeyBank.com