Compare Today’s Refinance Rates for Toronto, Ohio 43964
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Toronto, Ohio 43964.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Toronto, Ohio 43964. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,820 or $13 per month in Toronto and other parts of Jefferson county.
Summary of Average Refinances in Toronto, Ohio 43964
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Interactive Refinance Rate Projections for Toronto, Ohio 43964
Pureloan has developed an interactive chart to monitor the five largest local lenders in Toronto, OH 43964, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Toronto, Ohio 43964 from 2024 - 2016
The following historical data provides insights into refinancing trends in Toronto, Ohio and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.86% | 53.15% | 56.29% | 52.60% | 58.34% | 57.46% | 46.67% | 44.03% | 47.10% |
avg refi rate | 6.41% | 3.46% | 2.94% | 3.20% | 4.04% | 4.50% | 4.05% | 3.88% | 4.06% |
% 15 year fixed refinance | 8.57% | 27.83% | 25.33% | 28.39% | 25.76% | 26.87% | 37.46% | 38.29% | 35.63% |
avg refi rate | 5.00% | 2.67% | 2.44% | 2.73% | 3.49% | 3.82% | 3.18% | 2.97% | 3.14% |
Avg credit score | 751.66 | 767.20 | 765.09 | 766.14 | 757.57 | 749.98 | 754.35 | 759.03 | 758.64 |
Avg LTV (loan to value) | 59.63% | 58.41% | 63.67% | 68.21% | 70.66% | 67.99% | 69.40% | 70.76% | 72.83% |
Avg DTI (debt to income) | 34.49 | 31.72 | 30.13 | 29.74 | 31.85 | 32.30 | 31.50 | 30.70 | 30.72 |
Avg refinance insurance % | 2.26% | 1.00% | 1.69% | 2.99% | 4.69% | 2.53% | 3.00% | 4.14% | 5.41% |
Best Refinance Brokers around Toronto, Ohio 43964
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Toronto, Ohio 43964, we have compiled a list of top refinance brokers to assist you in the process.
Corey Heredos
Loan Officer
4700 Oakpoint Road
Lorain, OH 43964
(440) 960-6712
corey_l_heredos@keybank.com
Barbara Zalud
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 43964
(440) 801-3427
aaron.zalud@wellsfargo.com
Christopher Karpinski
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 43964
(440) 801-3427
aaron.karpinski@wellsfargo.com
Dennis Hanna
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 43964
(440) 801-3427
aaron.hanna@wellsfargo.com
Susan Decrane
Home Mortgage Consultant
4722 Great Northern Blvd
North Olmsted, OH 43964
(440) 801-3427
aaron.decrane@wellsfargo.com
Address
4700 Oakpoint Road
Lorain, OH
Contact
(440) 960-6712
Fax (301) 639-0804
corey_l_heredos@keybank.com
Address
4722 Great Northern Blvd
North Olmsted, OH
Contact
(440) 801-3427
Fax (301) 639-0804
aaron.zalud@wellsfargo.com
Address
4722 Great Northern Blvd
North Olmsted, OH
Contact
(440) 801-3427
Fax (301) 639-0804
aaron.karpinski@wellsfargo.com