Compare Today’s Refinance Rates for Vaughnsville, Ohio 45893
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Vaughnsville, Ohio 45893.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,228 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Vaughnsville and other areas of Putnam county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Vaughnsville, Ohio 45893
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Vaughnsville, Ohio 45893
Pureloan has developed an interactive chart to monitor the five largest local lenders in Vaughnsville, OH 45893, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Vaughnsville, Ohio 45893 from 2024 - 2016
The following historical data provides insights into refinancing trends in Vaughnsville, Ohio and the surrounding Putnam county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Vaughnsville, Ohio 45893
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Vaughnsville, Ohio 45893, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Cynthia Sawmiller
Mortgage Banker
16 E Auglaize St
Wapakoneta, OH 45893
(141) 973-9365
cynthia.r.sawmiller@chase.com
Address
16 E Auglaize St
Wapakoneta, OH
Contact
(141) 973-9365
Fax (301) 639-0804
cynthia.r.sawmiller@chase.com