Compare Today’s Refinance Rates for Wakeman, Ohio 44889
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wakeman, Ohio 44889.
With a 30-year amortization refinance in Wakeman and surrounding areas of Huron county, our calculations show that you can expect to save up to $4,857 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wakeman, Ohio 44889.
Summary of Average Refinances in Wakeman, Ohio 44889
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Interactive Refinance Rate Projections for Wakeman, Ohio 44889
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wakeman, OH 44889, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wakeman, Ohio 44889 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wakeman, Ohio and the surrounding Huron county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Wakeman, Ohio 44889
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wakeman, Ohio 44889, we have compiled a list of top refinance brokers to assist you in the process.
James Thompson
Loan Officer
157 S Main St
Mansfield, OH 44889
(419) 522-7927
jthompson@stonegatemtg.com
Frank Wagner
Senior Vice President
3 N Main St
Mansfield, OH 44889
(419) 525-8700
fwagner@richlandbank.com
Don Harris
Senior Vice President
3 N Main St
Mansfield, OH 44889
(419) 525-8700
dharris@richlandbank.com
Mike Whisler
Lender
3 N Main St
Mansfield, OH 44889
(419) 525-8700
mwhisler@richlandbank.com
Address
157 S Main St
Mansfield, OH
Contact
(419) 522-7927
Fax (301) 639-0804
jthompson@stonegatemtg.com
Address
3 N Main St
Mansfield, OH
Contact
(419) 525-8700
Fax (301) 639-0804
fwagner@richlandbank.com
Address
3 N Main St
Mansfield, OH
Contact
(419) 525-8700
Fax (301) 639-0804
dharris@richlandbank.com