Compare Today’s Refinance Rates for Wayne, Ohio 43466
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wayne, Ohio 43466.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,602 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Wayne and other areas of Wood county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wayne, Ohio 43466
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Interactive Refinance Rate Projections for Wayne, Ohio 43466
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wayne, OH 43466, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wayne, Ohio 43466 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wayne, Ohio and the surrounding Wood county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 48.98% | 49.15% | 45.17% | 56.80% | 48.21% | 49.07% | 50.00% | 45.21% |
avg refi rate | 6.42% | 3.61% | 2.97% | 3.21% | 4.20% | 4.55% | 4.10% | 3.87% | 4.08% |
% 15 year fixed refinance | 31.97% | 31.92% | 36.82% | 31.36% | 33.93% | 32.30% | 34.74% | 39.73% | |
avg refi rate | 2.87% | 2.47% | 2.72% | 3.61% | 3.84% | 3.34% | 3.01% | 3.20% | |
Avg credit score | 688.00 | 743.03 | 753.54 | 761.65 | 755.07 | 751.75 | 751.19 | 755.93 | 756.45 |
Avg LTV (loan to value) | 70.00% | 66.16% | 67.44% | 69.82% | 71.60% | 70.53% | 73.94% | 72.58% | 72.31% |
Avg DTI (debt to income) | 31.83 | 32.19 | 31.34 | 29.52 | 33.53 | 33.56 | 32.19 | 30.43 | 30.01 |
Avg refinance insurance % | 5.00% | 1.80% | 2.51% | 2.92% | 5.37% | 4.49% | 5.30% | 5.27% | 4.57% |
Best Refinance Brokers around Wayne, Ohio 43466
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wayne, Ohio 43466, we have compiled a list of top refinance brokers to assist you in the process.
Martha Ednie
Loan Originator
2340 Detroit Ave Ste A1
Maumee, OH 43466
(419) 539-1030
edniem@bex.net
Tara Sibert
AVP, Branch Manager
703 Conant St
Maumee, OH 43466
(419) 891-0070
TSibert@genoabank.com
Jackie Stalter
AVP, Commercial Loan Officer
703 Conant St
Maumee, OH 43466
(419) 891-0070
JStalter@genoabank.com
David Gano
Loan Originator
5700 Monroe St Unit 300A
Sylvania, OH 43466
(419) 885-8300
david.gano@noic.com
Daniel Lawton
Mortgage Loan Originator
580 Craig Dr Ste 10
Perrysburg, OH 43466
(419) 246-5903
daniell@glcu.org
Address
2340 Detroit Ave Ste A1
Maumee, OH
Contact
(419) 539-1030
Fax (301) 639-0804
edniem@bex.net
Address
703 Conant St
Maumee, OH
Contact
(419) 891-0070
Fax (301) 639-0804
TSibert@genoabank.com
Address
703 Conant St
Maumee, OH
Contact
(419) 891-0070
Fax (301) 639-0804
JStalter@genoabank.com