Compare Today’s Refinance Rates for Wellston, Ohio 45692
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wellston, Ohio 45692.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,123 over the lifetime of your mortgage, which translates to a monthly savings of $6 in Wellston and other areas of Jackson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Wellston, Ohio 45692
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Wellston, Ohio 45692
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wellston, OH 45692, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wellston, Ohio 45692 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wellston, Ohio and the surrounding Jackson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Wellston, Ohio 45692
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wellston, Ohio 45692, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Chad Wingett
Loan Officer
523 Richland Ave
Athens, OH 45692
(740) 594-3751
cwingett@concordmortgagegroup.com
Michele Enoch
Home Loan Specialist
Peoples Bank
Belpre, OH 45692
(740) 423-7517
menoch@peoplesbancorp.com
Address
523 Richland Ave
Athens, OH
Contact
(740) 594-3751
Fax (301) 639-0804
cwingett@concordmortgagegroup.com
Address
Peoples Bank
Belpre, OH
Contact
(740) 423-7517
Fax (301) 639-0804
menoch@peoplesbancorp.com