Compare Today’s Refinance Rates for Windham, Ohio 44288
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Windham, Ohio 44288.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,978 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Windham and other areas of Portage county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Windham, Ohio 44288
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Interactive Refinance Rate Projections for Windham, Ohio 44288
Pureloan has developed an interactive chart to monitor the five largest local lenders in Windham, OH 44288, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Windham, Ohio 44288 from 2024 - 2016
The following historical data provides insights into refinancing trends in Windham, Ohio and the surrounding Portage county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
| avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
| % 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
| avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
| Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
| Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
| Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
| Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Windham, Ohio 44288
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Windham, Ohio 44288, we have compiled a list of top refinance brokers to assist you in the process.
Kathy Vidakovics
Senior Residential Loan Officer
55 Shiawassee Ave., Suite 7A
Fairlawn, MI 44288
kvidakovics@ibcp.com
Tim Endres
Senior Residential Loan Officer
55 Shiawassee Ave., Suite 7A
Fairlawn, MI 44288
(234) 815-1514
tendres@ibcp.com
Daniel Novak
Mortgage Banker
50 S Main St Ste 50
Akron, OH 44288
(133) 062-2420
daniel.j.novak@chase.com
Lisa Moffit
Mortgage Banker
50 S Main St Ste 50
Akron, OH 44288
(133) 097-2196
lisa.a.moffit@chase.com
Ryan Burket
Mortgage Banker
50 S Main St Ste 50
Akron, OH 44288
(121) 637-5070
ryan.j.burket@chase.com
Address
55 Shiawassee Ave., Suite 7A
Fairlawn, MI
Contact
Fax (301) 639-0804
kvidakovics@ibcp.com
Address
55 Shiawassee Ave., Suite 7A
Fairlawn, MI
Contact
(234) 815-1514
Fax (301) 639-0804
tendres@ibcp.com
Address
50 S Main St Ste 50
Akron, OH
Contact
(133) 062-2420
Fax (301) 639-0804
daniel.j.novak@chase.com