Compare Today’s Refinance Rates for Wooster, Ohio 44691
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wooster, Ohio 44691.
With a 30-year amortization refinance in Wooster and surrounding areas of Wayne county, our calculations show that you can expect to save up to $6,397 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wooster, Ohio 44691.
Summary of Average Refinances in Wooster, Ohio 44691
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Interactive Refinance Rate Projections for Wooster, Ohio 44691
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wooster, OH 44691, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wooster, Ohio 44691 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wooster, Ohio and the surrounding Wayne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Wooster, Ohio 44691
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wooster, Ohio 44691, we have compiled a list of top refinance brokers to assist you in the process.
Richard Purney
Loan Originator
2515 Cleveland Ave NW
Canton, OH 44691
(330) 454-5320
rpurney@pfsohio.com
Theodore Crank
Loan Originator
2515 Cleveland Ave NW
Canton, OH 44691
(330) 454-5320
tcrank@pfsohio.com
Pamela Boni
Mortgage Banker
1401 30th St NW
Canton, OH 44691
(133) 049-1479
pamela.e.boni@chase.com
Twyla Hall
Mortgage Banker
1401 30th St NW
Canton, OH 44691
(133) 049-2258
twyla.j.hall@chase.com
Daniel Eshler
Lending Manager
1401 30th St NW
Canton, OH 44691
(133) 070-4899
daniel.j.eshler@chase.com
Address
2515 Cleveland Ave NW
Canton, OH
Contact
(330) 454-5320
Fax (301) 639-0804
rpurney@pfsohio.com
Address
2515 Cleveland Ave NW
Canton, OH
Contact
(330) 454-5320
Fax (301) 639-0804
tcrank@pfsohio.com
Address
1401 30th St NW
Canton, OH
Contact
(133) 049-1479
Fax (301) 639-0804
pamela.e.boni@chase.com