Compare Today’s Refinance Rates for Yellow Springs, Ohio 45387
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Yellow Springs, Ohio 45387.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Yellow Springs, Ohio 45387. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,978 or $19 per month in Yellow Springs and other parts of Greene county.
Summary of Average Refinances in Yellow Springs, Ohio 45387
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Interactive Refinance Rate Projections for Yellow Springs, Ohio 45387
Pureloan has developed an interactive chart to monitor the five largest local lenders in Yellow Springs, OH 45387, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Yellow Springs, Ohio 45387 from 2024 - 2016
The following historical data provides insights into refinancing trends in Yellow Springs, Ohio and the surrounding Greene county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
| avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
| % 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
| avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
| Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
| Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
| Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
| Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Yellow Springs, Ohio 45387
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Yellow Springs, Ohio 45387, we have compiled a list of top refinance brokers to assist you in the process.
Todd Haines
Mortgage Banker
3414 Seajay Dr
Dayton, OH 45387
(193) 744-3054
todd.w.haines@chase.com
Tyler Pyle
Mortgage Consultant
4060 Executive Dr
Dayton, OH 45387
(937) 912-1147
tyler@homeservicestitle.com
Kindall King
Senior Loan Officer
2275 D Street, Suite 12, Building 16 Area B
Dayton, OH 45387
(937) 252-0940
kindall.e.king@chase.com
Jeannine Roediger
Mortgage Banker
1158 W 3rd St
Dayton, OH 45387
(193) 729-8672
jeannine.roediger@chase.com
Scott Gordon
Mortgage Banker
1158 W 3rd St
Dayton, OH 45387
(193) 784-8657
scott.m.gordon@chase.com
Address
3414 Seajay Dr
Dayton, OH
Contact
(193) 744-3054
Fax (301) 639-0804
todd.w.haines@chase.com
Address
4060 Executive Dr
Dayton, OH
Contact
(937) 912-1147
Fax (301) 639-0804
tyler@homeservicestitle.com
Address
2275 D Street, Suite 12, Building 16 Area B
Dayton, OH
Contact
(937) 252-0940
Fax (301) 639-0804
kindall.e.king@chase.com