Compare Today’s Refinance Rates for Youngstown, Ohio

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Youngstown, Ohio 44514. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Youngstown and other areas of Mahoning county, expected lifetime cash savings are $2,953 or $8 / month.

For Youngstown, Ohio 44514, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Youngstown, Ohio 44514

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Youngstown, OH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Youngstown, OH 44514, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Youngstown, OH

Refinance Rates for Youngstown, Ohio 44514 from 2014 - 2021

Below are historical data on refinancing in Youngstown, Ohio and around Mahoning county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 42.40% 34.54% 36.49% 42.19% 55.59% 50.92% 50.42% 42.90%
avg refi rate 4.81% 4.52% 3.94% 3.75% 4.58% 4.17% 3.99% 4.05%
% 15 year fixed refinance 37.81% 46.68% 41.10% 39.36% 36.24% 33.64% 35.32% 42.58%
avg refi rate 4.28% 3.83% 3.22% 3.00% 3.62% 3.34% 3.17% 3.20%
Avg credit score 768.27 768.67 770.59 767.98 752.89 755.29 752.19 747.25
Avg LTV (loan to value) 67.73% 68.08% 68.67% 70.10% 75.61% 76.78% 75.18% 75.38%
Avg DTI (debt to income) 30.34 30.17 29.31 29.78 32.38 32.50 32.86 32.37
Avg refinance insurance % 1.83% 2.27% 2.45% 3.33% 6.61% 7.24% 6.07% 5.77%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Youngstown, Ohio 44514

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Youngstown, Ohio 44514, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Juan Santiago

Loan Officer

275 W Federal St

Youngstown, OH 44514

(330) 742-0649

jsantiago@homesavings.com

Dave Pelz

Loan Officer

275 W Federal St

Youngstown, OH 44514

(440) 829-7986

dpelz@homesavings.com

Domenic Napoli

Loan Officer

275 W Federal St

Youngstown, OH 44514

(614) 854-0034

dnapoli@homesavings.com

Natalie Moore

Loan Officer

275 W Federal St

Youngstown, OH 44514

(614) 841-9739

nmoore@homesavings.com

Tad Kuhn

Loan Officer

275 W Federal St

Youngstown, OH 44514

(614) 841-9742

tkuhn@homesavings.com

Address

275 W Federal St

Youngstown, OH

Contact

(330) 742-0649

Fax (301) 639-0804

jsantiago@homesavings.com

Address

275 W Federal St

Youngstown, OH

Contact

(440) 829-7986

Fax (301) 639-0804

dpelz@homesavings.com

Address

275 W Federal St

Youngstown, OH

Contact

(614) 854-0034

Fax (301) 639-0804

dnapoli@homesavings.com

Refinancing News for Youngstown, Ohio 44514