Compare Today’s Refinance Rates for Youngstown, Ohio 44502
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Youngstown, Ohio 44502.
With a 30-year amortization refinance in Youngstown and surrounding areas of Mahoning county, our calculations show that you can expect to save up to $2,497 over the lifetime of your mortgage, or a monthly savings of $7. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Youngstown, Ohio 44502.
Summary of Average Refinances in Youngstown, Ohio 44502
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Interactive Refinance Rate Projections for Youngstown, Ohio 44502
Pureloan has developed an interactive chart to monitor the five largest local lenders in Youngstown, OH 44502, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Youngstown, Ohio 44502 from 2024 - 2016
The following historical data provides insights into refinancing trends in Youngstown, Ohio and the surrounding Mahoning county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Youngstown, Ohio 44502
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Youngstown, Ohio 44502, we have compiled a list of top refinance brokers to assist you in the process.
Juan Santiago
Loan Officer
275 W Federal St
Youngstown, OH 44502
(330) 742-0649
jsantiago@homesavings.com
Dave Pelz
Loan Officer
275 W Federal St
Youngstown, OH 44502
(440) 829-7986
dpelz@homesavings.com
Domenic Napoli
Loan Officer
275 W Federal St
Youngstown, OH 44502
(614) 854-0034
dnapoli@homesavings.com
Natalie Moore
Loan Officer
275 W Federal St
Youngstown, OH 44502
(614) 841-9739
nmoore@homesavings.com
Tad Kuhn
Loan Officer
275 W Federal St
Youngstown, OH 44502
(614) 841-9742
tkuhn@homesavings.com
Address
275 W Federal St
Youngstown, OH
Contact
(330) 742-0649
Fax (301) 639-0804
jsantiago@homesavings.com
Address
275 W Federal St
Youngstown, OH
Contact
(440) 829-7986
Fax (301) 639-0804
dpelz@homesavings.com
Address
275 W Federal St
Youngstown, OH
Contact
(614) 854-0034
Fax (301) 639-0804
dnapoli@homesavings.com