Compare Today’s Refinance Rates for Afton, Oklahoma 74331
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Afton, Oklahoma 74331.
With a 30-year amortization refinance in Afton and surrounding areas of Ottawa county, our calculations show that you can expect to save up to $7,153 over the lifetime of your mortgage, or a monthly savings of $20. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Afton, Oklahoma 74331.
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Summary of Average Refinances in Afton, Oklahoma 74331
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Afton, Oklahoma 74331
Pureloan has developed an interactive chart to monitor the five largest local lenders in Afton, OK 74331, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Afton, Oklahoma 74331 from 2024 - 2016
The following historical data provides insights into refinancing trends in Afton, Oklahoma and the surrounding Ottawa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 56.34% | 56.58% | 59.39% | 78.46% | 75.61% | 73.81% | 66.07% | 68.42% |
avg refi rate | 6.47% | 4.22% | 2.96% | 3.35% | 4.49% | 4.51% | 4.15% | 4.01% | 4.01% |
% 15 year fixed refinance | 10.00% | 29.58% | 28.95% | 28.48% | 9.23% | 12.20% | 16.67% | 19.64% | 28.95% |
avg refi rate | 6.50% | 2.85% | 2.47% | 2.76% | 3.33% | 4.30% | 3.37% | 3.33% | 3.25% |
Avg credit score | 742.30 | 736.87 | 756.82 | 759.03 | 752.25 | 756.76 | 739.00 | 749.16 | 758.42 |
Avg LTV (loan to value) | 70.50% | 61.80% | 66.60% | 68.02% | 73.28% | 69.07% | 72.12% | 72.54% | 71.58% |
Avg DTI (debt to income) | 39.50 | 34.55 | 32.44 | 30.96 | 34.45 | 32.44 | 33.67 | 33.25 | 31.00 |
Avg refinance insurance % | 5.00% | 3.24% | 3.16% | 3.56% | 6.35% | 4.10% | 4.50% | 5.75% | 2.61% |
Best Refinance Brokers around Afton, Oklahoma 74331
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Afton, Oklahoma 74331, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Theresa Swift
Loan Officer
2123 S Main St Ste B
Grove, OK 74331
(918) 787-6200
tswift@amcmtg.com
Address
2123 S Main St Ste B
Grove, OK
Contact
(918) 787-6200
Fax (301) 639-0804
tswift@amcmtg.com