Compare Today’s Refinance Rates for Albert, Oklahoma 73001
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Albert, Oklahoma 73001.
With a 30-year amortization refinance in Albert and surrounding areas of Caddo county, our calculations show that you can expect to save up to $2,013 over the lifetime of your mortgage, or a monthly savings of $6. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Albert, Oklahoma 73001.
Summary of Average Refinances in Albert, Oklahoma 73001
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Interactive Refinance Rate Projections for Albert, Oklahoma 73001
Pureloan has developed an interactive chart to monitor the five largest local lenders in Albert, OK 73001, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Albert, Oklahoma 73001 from 2024 - 2016
The following historical data provides insights into refinancing trends in Albert, Oklahoma and the surrounding Caddo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 61.21% | 55.87% | 56.47% | 68.91% | 69.23% | 61.38% | 58.38% | 58.30% |
avg refi rate | 6.43% | 3.87% | 2.97% | 3.23% | 4.25% | 4.58% | 4.11% | 3.93% | 4.10% |
% 15 year fixed refinance | 1.23% | 24.56% | 28.74% | 28.45% | 20.67% | 19.51% | 27.34% | 29.39% | 30.44% |
avg refi rate | 5.38% | 2.78% | 2.45% | 2.74% | 3.60% | 3.83% | 3.44% | 3.14% | 3.36% |
Avg credit score | 756.46 | 744.48 | 755.67 | 762.07 | 751.94 | 769.43 | 749.65 | 748.59 | 747.39 |
Avg LTV (loan to value) | 67.56% | 66.36% | 71.64% | 74.53% | 74.26% | 71.81% | 72.76% | 73.14% | 74.01% |
Avg DTI (debt to income) | 36.33 | 33.20 | 31.16 | 30.97 | 32.28 | 34.11 | 32.94 | 32.01 | 31.52 |
Avg refinance insurance % | 5.37% | 2.17% | 4.41% | 6.14% | 7.49% | 4.04% | 5.48% | 5.49% | 6.02% |
Best Refinance Brokers around Albert, Oklahoma 73001
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Albert, Oklahoma 73001, we have compiled a list of top refinance brokers to assist you in the process.
Chris Moore
Loan Officer
1220 S Santa Fe Ave
Edmond, OK 73001
(405) 308-0281
Chris@CMooreHouses.com
Beverly Ball
Branch Manager
PO Box 981
Hinton, OK 73001
(405) 542-3925
bball@fnbwford.com
Chris Doke
Mortgage Professional
2405 Palmer Cir
Norman, OK 73001
(405) 360-8106
chris.doke@gatewayloan.com
Herschel Brewster
President and CEO
PO Box 311
Weatherford, OK 73001
(580) 772-5575
hbrewster@fnbwford.com
Gary Amen
Senior Vice-President/Loan Officer
PO Box 311
Weatherford, OK 73001
(580) 772-5575
gamen@fnbwford.com
Address
1220 S Santa Fe Ave
Edmond, OK
Contact
(405) 308-0281
Fax (301) 639-0804
Chris@CMooreHouses.com
Address
PO Box 981
Hinton, OK
Contact
(405) 542-3925
Fax (301) 639-0804
bball@fnbwford.com
Address
2405 Palmer Cir
Norman, OK
Contact
(405) 360-8106
Fax (301) 639-0804
chris.doke@gatewayloan.com