Compare Today’s Refinance Rates for Amber, Oklahoma 73004
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Amber, Oklahoma 73004.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,649 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Amber and other areas of Grady county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Amber, Oklahoma 73004
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Amber, Oklahoma 73004
Pureloan has developed an interactive chart to monitor the five largest local lenders in Amber, OK 73004, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Amber, Oklahoma 73004 from 2024 - 2016
The following historical data provides insights into refinancing trends in Amber, Oklahoma and the surrounding Grady county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 92.59% | 61.21% | 55.87% | 56.47% | 68.91% | 69.23% | 61.38% | 58.38% | 58.30% |
| avg refi rate | 6.43% | 3.87% | 2.97% | 3.23% | 4.25% | 4.58% | 4.11% | 3.93% | 4.10% |
| % 15 year fixed refinance | 1.23% | 24.56% | 28.74% | 28.45% | 20.67% | 19.51% | 27.34% | 29.39% | 30.44% |
| avg refi rate | 5.38% | 2.78% | 2.45% | 2.74% | 3.60% | 3.83% | 3.44% | 3.14% | 3.36% |
| Avg credit score | 756.46 | 744.48 | 755.67 | 762.07 | 751.94 | 769.43 | 749.65 | 748.59 | 747.39 |
| Avg LTV (loan to value) | 67.56% | 66.36% | 71.64% | 74.53% | 74.26% | 71.81% | 72.76% | 73.14% | 74.01% |
| Avg DTI (debt to income) | 36.33 | 33.20 | 31.16 | 30.97 | 32.28 | 34.11 | 32.94 | 32.01 | 31.52 |
| Avg refinance insurance % | 5.37% | 2.17% | 4.41% | 6.14% | 7.49% | 4.04% | 5.48% | 5.49% | 6.02% |
Best Refinance Brokers around Amber, Oklahoma 73004
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Amber, Oklahoma 73004, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Chris Moore
Loan Officer
1220 S Santa Fe Ave
Edmond, OK 73004
(405) 308-0281
Chris@CMooreHouses.com
Beverly Ball
Branch Manager
PO Box 981
Hinton, OK 73004
(405) 542-3925
bball@fnbwford.com
Chris Doke
Mortgage Professional
2405 Palmer Cir
Norman, OK 73004
(405) 360-8106
chris.doke@gatewayloan.com
Herschel Brewster
President and CEO
PO Box 311
Weatherford, OK 73004
(580) 772-5575
hbrewster@fnbwford.com
Gary Amen
Senior Vice-President/Loan Officer
PO Box 311
Weatherford, OK 73004
(580) 772-5575
gamen@fnbwford.com
Address
1220 S Santa Fe Ave
Edmond, OK
Contact
(405) 308-0281
Fax (301) 639-0804
Chris@CMooreHouses.com
Address
PO Box 981
Hinton, OK
Contact
(405) 542-3925
Fax (301) 639-0804
bball@fnbwford.com
Address
2405 Palmer Cir
Norman, OK
Contact
(405) 360-8106
Fax (301) 639-0804
chris.doke@gatewayloan.com