Compare Today’s Refinance Rates for Atoka, Oklahoma 74525
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Atoka, Oklahoma 74525.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Atoka, Oklahoma 74525. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,526 or $7 per month in Atoka and other parts of Atoka county.
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Summary of Average Refinances in Atoka, Oklahoma 74525
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Atoka, Oklahoma 74525
Pureloan has developed an interactive chart to monitor the five largest local lenders in Atoka, OK 74525, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Atoka, Oklahoma 74525 from 2024 - 2016
The following historical data provides insights into refinancing trends in Atoka, Oklahoma and the surrounding Atoka county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
% 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Atoka, Oklahoma 74525
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Atoka, Oklahoma 74525, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Klancy Walker
Loan Officer
902 Dallas St
Talihina, OK 74525
(918) 567-2900
KWalker@thecommunitysb.com
Levonia Brown
Loan Officer
902 Dallas St
Talihina, OK 74525
(918) 567-2900
LBrown@thecommunitysb.com
Address
902 Dallas St
Talihina, OK
Contact
(918) 567-2900
Fax (301) 639-0804
KWalker@thecommunitysb.com
Address
902 Dallas St
Talihina, OK
Contact
(918) 567-2900
Fax (301) 639-0804
LBrown@thecommunitysb.com