Compare Today’s Refinance Rates for Carney, Oklahoma 74832
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Carney, Oklahoma 74832.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,649 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Carney and other areas of Lincoln county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Carney, Oklahoma 74832
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Carney, Oklahoma 74832
Pureloan has developed an interactive chart to monitor the five largest local lenders in Carney, OK 74832, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Carney, Oklahoma 74832 from 2024 - 2016
The following historical data provides insights into refinancing trends in Carney, Oklahoma and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
| avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
| % 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
| avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
| Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
| Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
| Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
| Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Carney, Oklahoma 74832
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Carney, Oklahoma 74832, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Patty Loyd
Loan Officer
102 W. Ninth St.
Weleetka, OK 74832
(405) 786-2108
PLoyd@citizenssecurity.com
Debbie McDaniel
Loan Officer
102 W. Ninth St.
Weleetka, OK 74832
(405) 452-3702
DMcDaniel@citizenssecurity.com
Address
102 W. Ninth St.
Weleetka, OK
Contact
(405) 786-2108
Fax (301) 639-0804
PLoyd@citizenssecurity.com
Address
102 W. Ninth St.
Weleetka, OK
Contact
(405) 452-3702
Fax (301) 639-0804
DMcDaniel@citizenssecurity.com