Compare Today’s Refinance Rates for Cherokee, Oklahoma 73728
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cherokee, Oklahoma 73728.
With a 30-year amortization refinance in Cherokee and surrounding areas of Alfalfa county, our calculations show that you can expect to save up to $880 over the lifetime of your mortgage, or a monthly savings of $2. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cherokee, Oklahoma 73728.
36.584206
-98.457793
31603
Summary of Average Refinances in Cherokee, Oklahoma 73728
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Cherokee, Oklahoma 73728
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Cherokee, Oklahoma 73728
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cherokee, OK 73728, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cherokee, Oklahoma 73728 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cherokee, Oklahoma and the surrounding Alfalfa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 61.21% | 55.87% | 56.47% | 68.91% | 69.23% | 61.38% | 58.38% | 58.30% |
avg refi rate | 6.43% | 3.87% | 2.97% | 3.23% | 4.25% | 4.58% | 4.11% | 3.93% | 4.10% |
% 15 year fixed refinance | 1.23% | 24.56% | 28.74% | 28.45% | 20.67% | 19.51% | 27.34% | 29.39% | 30.44% |
avg refi rate | 5.38% | 2.78% | 2.45% | 2.74% | 3.60% | 3.83% | 3.44% | 3.14% | 3.36% |
Avg credit score | 756.46 | 744.48 | 755.67 | 762.07 | 751.94 | 769.43 | 749.65 | 748.59 | 747.39 |
Avg LTV (loan to value) | 67.56% | 66.36% | 71.64% | 74.53% | 74.26% | 71.81% | 72.76% | 73.14% | 74.01% |
Avg DTI (debt to income) | 36.33 | 33.20 | 31.16 | 30.97 | 32.28 | 34.11 | 32.94 | 32.01 | 31.52 |
Avg refinance insurance % | 5.37% | 2.17% | 4.41% | 6.14% | 7.49% | 4.04% | 5.48% | 5.49% | 6.02% |
Best Refinance Brokers around Cherokee, Oklahoma 73728
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cherokee, Oklahoma 73728, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
No Records Found
No Records Found