Compare Today’s Refinance Rates for Clarita, Oklahoma 74535
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clarita, Oklahoma 74535.
With a 30-year amortization refinance in Clarita and surrounding areas of Coal county, our calculations show that you can expect to save up to $3,175 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Clarita, Oklahoma 74535.
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Summary of Average Refinances in Clarita, Oklahoma 74535
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Clarita, Oklahoma 74535
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clarita, OK 74535, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clarita, Oklahoma 74535 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clarita, Oklahoma and the surrounding Coal county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
% 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Clarita, Oklahoma 74535
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clarita, Oklahoma 74535, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Klancy Walker
Loan Officer
902 Dallas St
Talihina, OK 74535
(918) 567-2900
KWalker@thecommunitysb.com
Levonia Brown
Loan Officer
902 Dallas St
Talihina, OK 74535
(918) 567-2900
LBrown@thecommunitysb.com
Address
902 Dallas St
Talihina, OK
Contact
(918) 567-2900
Fax (301) 639-0804
KWalker@thecommunitysb.com
Address
902 Dallas St
Talihina, OK
Contact
(918) 567-2900
Fax (301) 639-0804
LBrown@thecommunitysb.com