Compare Today’s Refinance Rates for Heavener, Oklahoma 74937
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Heavener, Oklahoma 74937.
With a 30-year amortization refinance in Heavener and surrounding areas of Le Flore county, our calculations show that you can expect to save up to $1,867 over the lifetime of your mortgage, or a monthly savings of $5. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Heavener, Oklahoma 74937.
Summary of Average Refinances in Heavener, Oklahoma 74937
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Interactive Refinance Rate Projections for Heavener, Oklahoma 74937
Pureloan has developed an interactive chart to monitor the five largest local lenders in Heavener, OK 74937, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Heavener, Oklahoma 74937 from 2024 - 2016
The following historical data provides insights into refinancing trends in Heavener, Oklahoma and the surrounding Le Flore county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
% 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Heavener, Oklahoma 74937
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Heavener, Oklahoma 74937, we have compiled a list of top refinance brokers to assist you in the process.
Rosalee Zearley
Loan Officer
2713 N Broadway St
Poteau, OK 74937
(918) 649-3520
rosa@ars2007.com
Laurence Duffy
Loan Officer
2713 N Broadway St
Poteau, OK 74937
(918) 649-3520
duffy@ars2007.com
Jason Graves
Agriculture Loans
1409 N Broadway St
Poteau, OK 74937
(918) 647-1827
JGraves@thecommunitysb.com
Michael Taylor
Commercial Loans
1409 N Broadway St
Poteau, OK 74937
(918) 647-1845
MTaylor@thecommunitysb.com
BJ Johnson
Commercial Loans
1409 N Broadway St
Poteau, OK 74937
(918) 647-1812
BJohnson@thecommunitysb.com
Address
2713 N Broadway St
Poteau, OK
Contact
(918) 649-3520
Fax (301) 639-0804
rosa@ars2007.com
Address
2713 N Broadway St
Poteau, OK
Contact
(918) 649-3520
Fax (301) 639-0804
duffy@ars2007.com
Address
1409 N Broadway St
Poteau, OK
Contact
(918) 647-1827
Fax (301) 639-0804
JGraves@thecommunitysb.com