Compare Today’s Refinance Rates for Hitchita, Oklahoma 74438
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hitchita, Oklahoma 74438.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hitchita, Oklahoma 74438. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,211 or $9 per month in Hitchita and other parts of Muskogee county.
Summary of Average Refinances in Hitchita, Oklahoma 74438
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Interactive Refinance Rate Projections for Hitchita, Oklahoma 74438
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hitchita, OK 74438, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hitchita, Oklahoma 74438 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hitchita, Oklahoma and the surrounding Muskogee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
| avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
| % 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
| avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
| Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
| Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
| Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
| Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Hitchita, Oklahoma 74438
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hitchita, Oklahoma 74438, we have compiled a list of top refinance brokers to assist you in the process.
John Fidler
Loan Officer
101 E 6th St
Okmulgee, OK 74438
(918) 756-7993
JFidler@citizenssecurity.com
Max Boydstun
Loan Officer
401 N Main St
Muskogee, OK 74438
(918) 781-6114
MBoydstun@citizenssecurity.com
Derek Gibson
Loan Officer
401 N Main St
Muskogee, OK 74438
(918) 781-6120
DGibson@citizenssecurity.com
David White
Loan Officer
401 N Main St
Muskogee, OK 74438
(918) 781-6101
DWhite@citizenssecurity.com
Shawn Danielson
Loan Officer
202 N. Broadway
Haskell, OK 74438
(918) 482-8110
SDanielson@citizenssecurity.com
Address
101 E 6th St
Okmulgee, OK
Contact
(918) 756-7993
Fax (301) 639-0804
JFidler@citizenssecurity.com
Address
401 N Main St
Muskogee, OK
Contact
(918) 781-6114
Fax (301) 639-0804
MBoydstun@citizenssecurity.com
Address
401 N Main St
Muskogee, OK
Contact
(918) 781-6120
Fax (301) 639-0804
DGibson@citizenssecurity.com