Compare Today’s Refinance Rates for Jennings, Oklahoma 74038
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Jennings, Oklahoma 74038.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Jennings, Oklahoma 74038. For 30-year amortization refinancing, you can expect lifetime cash savings of $770 or $2 per month in Jennings and other parts of Pawnee county.
Summary of Average Refinances in Jennings, Oklahoma 74038
Become a certified mortgage expert on Pureloan.com
in Jennings, Oklahoma 74038
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Jennings, Oklahoma 74038
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jennings, OK 74038, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jennings, Oklahoma 74038 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jennings, Oklahoma and the surrounding Pawnee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.68% | 62.43% | 56.73% | 53.44% | 71.67% | 66.91% | 52.48% | 62.96% | 55.48% |
| avg refi rate | 6.39% | 3.81% | 2.99% | 3.25% | 4.27% | 4.61% | 4.16% | 3.92% | 4.10% |
| % 15 year fixed refinance | 9.43% | 23.65% | 29.25% | 30.58% | 17.24% | 24.10% | 34.40% | 23.78% | 33.81% |
| avg refi rate | 5.47% | 2.80% | 2.48% | 2.77% | 3.75% | 3.97% | 3.45% | 3.20% | 3.29% |
| Avg credit score | 743.30 | 756.20 | 752.34 | 758.33 | 750.35 | 744.44 | 746.80 | 750.60 | 751.14 |
| Avg LTV (loan to value) | 66.57% | 68.12% | 71.76% | 74.43% | 75.21% | 75.86% | 72.01% | 74.44% | 73.68% |
| Avg DTI (debt to income) | 36.28 | 33.10 | 31.20 | 31.02 | 33.10 | 33.94 | 31.92 | 31.29 | 30.86 |
| Avg refinance insurance % | 5.72% | 2.55% | 4.33% | 6.79% | 6.84% | 4.67% | 5.24% | 6.16% | 5.66% |
Best Refinance Brokers around Jennings, Oklahoma 74038
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jennings, Oklahoma 74038, we have compiled a list of top refinance brokers to assist you in the process.
Charles Hall
Chairman of the Board, CEO
4301 W 6th Ave
Stillwater, OK 74038
(580) 572-8558
chall@easybanking.net
Sheryl Vaughan
Supervisor,Assistant Cashier
4301 W 6th Ave
Stillwater, OK 74038
(580) 572-8524
svaughan@easybanking.net
Kassy Groom
Loan Secretaries
4301 W 6th Ave
Stillwater, OK 74038
(580) 572-8529
kgroom@easybanking.net
Angela Abney
Loan Secretaries
4301 W 6th Ave
Stillwater, OK 74038
(405) 743-6021
aabney@easybanking.net
Rick Arterberry
Mortgage Loan Officer
4301 W 6th Ave
Stillwater, OK 74038
(580) 572-8528
rarterberry@easybanking.net
Address
4301 W 6th Ave
Stillwater, OK
Contact
(580) 572-8558
Fax (301) 639-0804
chall@easybanking.net
Address
4301 W 6th Ave
Stillwater, OK
Contact
(580) 572-8524
Fax (301) 639-0804
svaughan@easybanking.net
Address
4301 W 6th Ave
Stillwater, OK
Contact
(580) 572-8529
Fax (301) 639-0804
kgroom@easybanking.net