Compare Today’s Refinance Rates for North Miami, Oklahoma 74358
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Miami, Oklahoma 74358.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $726 over the lifetime of your mortgage, which translates to a monthly savings of $2 in North Miami and other areas of Ottawa county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in North Miami, Oklahoma 74358
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Interactive Refinance Rate Projections for North Miami, Oklahoma 74358
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Miami, OK 74358, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Miami, Oklahoma 74358 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Miami, Oklahoma and the surrounding Ottawa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.00% | 56.34% | 56.58% | 59.39% | 78.46% | 75.61% | 73.81% | 66.07% | 68.42% |
| avg refi rate | 6.47% | 4.22% | 2.96% | 3.35% | 4.49% | 4.51% | 4.15% | 4.01% | 4.01% |
| % 15 year fixed refinance | 10.00% | 29.58% | 28.95% | 28.48% | 9.23% | 12.20% | 16.67% | 19.64% | 28.95% |
| avg refi rate | 6.50% | 2.85% | 2.47% | 2.76% | 3.33% | 4.30% | 3.37% | 3.33% | 3.25% |
| Avg credit score | 742.30 | 736.87 | 756.82 | 759.03 | 752.25 | 756.76 | 739.00 | 749.16 | 758.42 |
| Avg LTV (loan to value) | 70.50% | 61.80% | 66.60% | 68.02% | 73.28% | 69.07% | 72.12% | 72.54% | 71.58% |
| Avg DTI (debt to income) | 39.50 | 34.55 | 32.44 | 30.96 | 34.45 | 32.44 | 33.67 | 33.25 | 31.00 |
| Avg refinance insurance % | 5.00% | 3.24% | 3.16% | 3.56% | 6.35% | 4.10% | 4.50% | 5.75% | 2.61% |
Best Refinance Brokers around North Miami, Oklahoma 74358
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Miami, Oklahoma 74358, we have compiled a list of top refinance brokers to assist you in the process.
Max Boydstun
Loan Officer
401 N Main St
Muskogee, OK 74358
(918) 781-6114
MBoydstun@citizenssecurity.com
Derek Gibson
Loan Officer
401 N Main St
Muskogee, OK 74358
(918) 781-6120
DGibson@citizenssecurity.com
David White
Loan Officer
401 N Main St
Muskogee, OK 74358
(918) 781-6101
DWhite@citizenssecurity.com
Shawn Danielson
Loan Officer
202 N. Broadway
Haskell, OK 74358
(918) 482-8110
SDanielson@citizenssecurity.com
Jason Porter
Loan Officer
202 N. Broadway
Haskell, OK 74358
(918) 482-8115
JPorter@citizenssecurity.com
Address
401 N Main St
Muskogee, OK
Contact
(918) 781-6114
Fax (301) 639-0804
MBoydstun@citizenssecurity.com
Address
401 N Main St
Muskogee, OK
Contact
(918) 781-6120
Fax (301) 639-0804
DGibson@citizenssecurity.com
Address
401 N Main St
Muskogee, OK
Contact
(918) 781-6101
Fax (301) 639-0804
DWhite@citizenssecurity.com