Compare Today’s Refinance Rates for Park Hill, Oklahoma 74451
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Park Hill, Oklahoma 74451.
With a 30-year amortization refinance in Park Hill and surrounding areas of Cherokee county, our calculations show that you can expect to save up to $3,576 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Park Hill, Oklahoma 74451.
35.797686
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Summary of Average Refinances in Park Hill, Oklahoma 74451
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Park Hill, Oklahoma 74451
Pureloan has developed an interactive chart to monitor the five largest local lenders in Park Hill, OK 74451, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Park Hill, Oklahoma 74451 from 2024 - 2016
The following historical data provides insights into refinancing trends in Park Hill, Oklahoma and the surrounding Cherokee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
| avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
| % 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
| avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
| Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
| Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
| Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
| Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Park Hill, Oklahoma 74451
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Park Hill, Oklahoma 74451, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Klancy Walker
Loan Officer
902 Dallas St
Talihina, OK 74451
(918) 567-2900
KWalker@thecommunitysb.com
Levonia Brown
Loan Officer
902 Dallas St
Talihina, OK 74451
(918) 567-2900
LBrown@thecommunitysb.com
Address
902 Dallas St
Talihina, OK
Contact
(918) 567-2900
Fax (301) 639-0804
KWalker@thecommunitysb.com
Address
902 Dallas St
Talihina, OK
Contact
(918) 567-2900
Fax (301) 639-0804
LBrown@thecommunitysb.com