Compare Today’s Refinance Rates for Pocasset, Oklahoma 73079
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pocasset, Oklahoma 73079.
With a 30-year amortization refinance in Pocasset and surrounding areas of Grady county, our calculations show that you can expect to save up to $4,743 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pocasset, Oklahoma 73079.
Summary of Average Refinances in Pocasset, Oklahoma 73079
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Interactive Refinance Rate Projections for Pocasset, Oklahoma 73079
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pocasset, OK 73079, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pocasset, Oklahoma 73079 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pocasset, Oklahoma and the surrounding Grady county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 92.59% | 61.21% | 55.87% | 56.47% | 68.91% | 69.23% | 61.38% | 58.38% | 58.30% |
| avg refi rate | 6.43% | 3.87% | 2.97% | 3.23% | 4.25% | 4.58% | 4.11% | 3.93% | 4.10% |
| % 15 year fixed refinance | 1.23% | 24.56% | 28.74% | 28.45% | 20.67% | 19.51% | 27.34% | 29.39% | 30.44% |
| avg refi rate | 5.38% | 2.78% | 2.45% | 2.74% | 3.60% | 3.83% | 3.44% | 3.14% | 3.36% |
| Avg credit score | 756.46 | 744.48 | 755.67 | 762.07 | 751.94 | 769.43 | 749.65 | 748.59 | 747.39 |
| Avg LTV (loan to value) | 67.56% | 66.36% | 71.64% | 74.53% | 74.26% | 71.81% | 72.76% | 73.14% | 74.01% |
| Avg DTI (debt to income) | 36.33 | 33.20 | 31.16 | 30.97 | 32.28 | 34.11 | 32.94 | 32.01 | 31.52 |
| Avg refinance insurance % | 5.37% | 2.17% | 4.41% | 6.14% | 7.49% | 4.04% | 5.48% | 5.49% | 6.02% |
Best Refinance Brokers around Pocasset, Oklahoma 73079
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pocasset, Oklahoma 73079, we have compiled a list of top refinance brokers to assist you in the process.
Brett Baldwin
Home Loan Officer
937 SW 25th St Ste E
Oklahoma City, OK 73079
(405) 799-7607
brett.a.baldwin@wellsfargo.com
Joy Chatham-hahn
Home Loan Officer
937 SW 25th St Ste E
Oklahoma City, OK 73079
(405) 799-7607
joy.l.chatham-hahn@wellsfargo.com
John Snodgrass
Home Loan Officer
937 SW 25th St Ste E
Oklahoma City, OK 73079
(405) 799-7607
john.m.snodgrass@wellsfargo.com
Kyle Crouch
Senior Loan Officer
1624 SW 122nd St
Oklahoma City, OK 73079
(405) 378-0354
kcrouch@wrstarkey.com
Lewis Jones
Senior Vice President / Head of Commercial Lending
909 S Meridian Ave
Oklahoma City, OK 73079
(405) 946-2265
Lewis.Jones@bank2online.com
Address
937 SW 25th St Ste E
Oklahoma City, OK
Contact
(405) 799-7607
Fax (301) 639-0804
brett.a.baldwin@wellsfargo.com
Address
937 SW 25th St Ste E
Oklahoma City, OK
Contact
(405) 799-7607
Fax (301) 639-0804
joy.l.chatham-hahn@wellsfargo.com
Address
937 SW 25th St Ste E
Oklahoma City, OK
Contact
(405) 799-7607
Fax (301) 639-0804
john.m.snodgrass@wellsfargo.com