Compare Today’s Refinance Rates for Ponca City, Oklahoma

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Ponca City, Oklahoma 74604. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $9,111 or $25 / month in Ponca City and other areas of Kay county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ponca City, Oklahoma 74604.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.729916 -97.045443

Summary of Average Refinance Terms in Ponca City, Oklahoma 74604

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ponca City, OK

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ponca City, OK 74604, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ponca City, OK

Refinance Rates for Ponca City, Oklahoma 74604 from 2014 - 2021

Below are historical data on refinancing in Ponca City, Oklahoma and around Kay county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.20% 44.16% 49.47% 51.91% 56.35% 55.76% 59.02% 50.25%
avg refi rate 4.86% 4.53% 3.91% 3.72% 4.48% 4.09% 3.88% 3.99%
% 15 year fixed refinance 32.75% 37.13% 34.02% 37.44% 33.63% 29.69% 27.19% 33.58%
avg refi rate 4.30% 3.81% 3.25% 3.00% 3.56% 3.25% 3.10% 3.20%
Avg credit score 763.83 764.16 766.69 760.77 754.73 755.24 754.91 752.60
Avg LTV (loan to value) 63.61% 64.21% 65.30% 66.02% 71.72% 70.55% 70.91% 68.89%
Avg DTI (debt to income) 30.85 31.32 31.22 30.81 32.97 32.98 33.52 34.31
Avg refinance insurance % 1.34% 1.93% 2.38% 3.07% 5.88% 4.83% 4.81% 3.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ponca City, Oklahoma 74604

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ponca City, Oklahoma 74604, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact
No Records Found
No Records Found

Refinancing News for Ponca City, Oklahoma 74604