Compare Today’s Refinance Rates for Ponca City, Oklahoma
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Ponca City, Oklahoma 74604. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $9,111 or $25 / month in Ponca City and other areas of Kay county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ponca City, Oklahoma 74604.
Summary of Average Refinance Terms in Ponca City, Oklahoma 74604
Total Closing Costs
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Customized Refinance Rate Projections for Ponca City, OK
For refinance rate forecasts and predictions in Ponca City, OK 74604, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Ponca City, Oklahoma 74604 from 2014 - 2021
Below are historical data on refinancing in Ponca City, Oklahoma and around Kay county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||53.20%||44.16%||49.47%||51.91%||56.35%||55.76%||59.02%||50.25%|
|avg refi rate||4.86%||4.53%||3.91%||3.72%||4.48%||4.09%||3.88%||3.99%|
|% 15 year fixed refinance||32.75%||37.13%||34.02%||37.44%||33.63%||29.69%||27.19%||33.58%|
|avg refi rate||4.30%||3.81%||3.25%||3.00%||3.56%||3.25%||3.10%||3.20%|
|Avg credit score||763.83||764.16||766.69||760.77||754.73||755.24||754.91||752.60|
|Avg LTV (loan to value)||63.61%||64.21%||65.30%||66.02%||71.72%||70.55%||70.91%||68.89%|
|Avg DTI (debt to income)||30.85||31.32||31.22||30.81||32.97||32.98||33.52||34.31|
|Avg refinance insurance %||1.34%||1.93%||2.38%||3.07%||5.88%||4.83%||4.81%||3.99%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Ponca City, Oklahoma 74604
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ponca City, Oklahoma 74604, we have compiled a list of the leading refinance brokers to guide you.
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