Compare Today’s Refinance Rates for Ripley, Oklahoma 74062
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ripley, Oklahoma 74062.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ripley, Oklahoma 74062. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Ripley and other parts of Payne county.
Summary of Average Refinances in Ripley, Oklahoma 74062
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Interactive Refinance Rate Projections for Ripley, Oklahoma 74062
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ripley, OK 74062, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ripley, Oklahoma 74062 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ripley, Oklahoma and the surrounding Payne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.68% | 62.43% | 56.73% | 53.44% | 71.67% | 66.91% | 52.48% | 62.96% | 55.48% |
avg refi rate | 6.39% | 3.81% | 2.99% | 3.25% | 4.27% | 4.61% | 4.16% | 3.92% | 4.10% |
% 15 year fixed refinance | 9.43% | 23.65% | 29.25% | 30.58% | 17.24% | 24.10% | 34.40% | 23.78% | 33.81% |
avg refi rate | 5.47% | 2.80% | 2.48% | 2.77% | 3.75% | 3.97% | 3.45% | 3.20% | 3.29% |
Avg credit score | 743.30 | 756.20 | 752.34 | 758.33 | 750.35 | 744.44 | 746.80 | 750.60 | 751.14 |
Avg LTV (loan to value) | 66.57% | 68.12% | 71.76% | 74.43% | 75.21% | 75.86% | 72.01% | 74.44% | 73.68% |
Avg DTI (debt to income) | 36.28 | 33.10 | 31.20 | 31.02 | 33.10 | 33.94 | 31.92 | 31.29 | 30.86 |
Avg refinance insurance % | 5.72% | 2.55% | 4.33% | 6.79% | 6.84% | 4.67% | 5.24% | 6.16% | 5.66% |
Best Refinance Brokers around Ripley, Oklahoma 74062
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ripley, Oklahoma 74062, we have compiled a list of top refinance brokers to assist you in the process.
Tama Tipton
Loan Officer
100 S. Mission
Sapulpa, OK 74062
(918) 863-6287
ttipton@ttcu.com
Ryan Marsten
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74062
(918) 499-1191
ryan.b.marsten@wellsfargo.com
Adam Cameron
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74062
(918) 499-1191
adam.c.cameron@wellsfargo.com
Grant Deyoe
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74062
(918) 499-1191
grant.c.deyoe@wellsfargo.com
Chad Mcgee
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74062
(918) 499-1191
chad.d.mcgee@wellsfargo.com
Address
100 S. Mission
Sapulpa, OK
Contact
(918) 863-6287
Fax (301) 639-0804
ttipton@ttcu.com
Address
5314 S Yale Ave Ste 420
Tulsa, OK
Contact
(918) 499-1191
Fax (301) 639-0804
ryan.b.marsten@wellsfargo.com
Address
5314 S Yale Ave Ste 420
Tulsa, OK
Contact
(918) 499-1191
Fax (301) 639-0804
adam.c.cameron@wellsfargo.com