Compare Today’s Refinance Rates for Saint Louis, Oklahoma 74866
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saint Louis, Oklahoma 74866.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,038 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Saint Louis and other areas of Pottawatomie county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Saint Louis, Oklahoma 74866
Become a certified mortgage expert on Pureloan.com
in Saint Louis, Oklahoma 74866
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Saint Louis, Oklahoma 74866
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Louis, OK 74866, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Louis, Oklahoma 74866 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Louis, Oklahoma and the surrounding Pottawatomie county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
% 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Saint Louis, Oklahoma 74866
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Louis, Oklahoma 74866, we have compiled a list of top refinance brokers to assist you in the process.
Rosalee Zearley
Loan Officer
2713 N Broadway St
Poteau, OK 74866
(918) 649-3520
rosa@ars2007.com
Laurence Duffy
Loan Officer
2713 N Broadway St
Poteau, OK 74866
(918) 649-3520
duffy@ars2007.com
Jason Graves
Agriculture Loans
1409 N Broadway St
Poteau, OK 74866
(918) 647-1827
JGraves@thecommunitysb.com
Michael Taylor
Commercial Loans
1409 N Broadway St
Poteau, OK 74866
(918) 647-1845
MTaylor@thecommunitysb.com
BJ Johnson
Commercial Loans
1409 N Broadway St
Poteau, OK 74866
(918) 647-1812
BJohnson@thecommunitysb.com
Address
2713 N Broadway St
Poteau, OK
Contact
(918) 649-3520
Fax (301) 639-0804
rosa@ars2007.com
Address
2713 N Broadway St
Poteau, OK
Contact
(918) 649-3520
Fax (301) 639-0804
duffy@ars2007.com
Address
1409 N Broadway St
Poteau, OK
Contact
(918) 647-1827
Fax (301) 639-0804
JGraves@thecommunitysb.com